Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) OCF Yield %: 62.09 (As of Aug. 13, 2026) — 119% Above Median

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STC:CTG Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG
71 GF Score
Price ₫32,200.00
GF Value ₫34,518.56
Valuation Fairly Valued
! 1 Warning Sign
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What is Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield %?

Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG -0.31% 71 OCF Yield % is 62.09 as of Aug. 13, 2026, which is 119% above its 10-year median of 28.29. GuruFocus rates STC:CTG with a GF Score™ of 71/100 and a GF Value™ of ₫34,518.56 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,496 Banks companies, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks better than 89.97% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Viet Nam Joint Stock Commercial Bank For Industry And Trade's Trailing 12-Month Cash Flow from Operations is ₫155,756,502 Mil, and Market Cap is ₫250,095,617 Mil. Therefore, Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % for today is 62.09%.

The historical rank and industry rank for Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % or its related term are showing as below:

STC:CTG' s OCF Yield % Range Over the Past 10 Years
Min: -21.43   Med: 28.29   Max: 84.38
Current: 62.09


During the past 13 years, the highest OCF Yield % of Viet Nam Joint Stock Commercial Bank For Industry And Trade was 84.38%. The lowest was -21.43%. And the median was 28.29%.

STC:CTG's OCF Yield % is ranked better than
89.97% of 1496 companies
in the Banks industry
Industry Median: 9.17 vs STC:CTG: 62.09

Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield % Related Terms


Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield % Historical Data

* Premium members only.

The historical data trend for Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield % Chart

Viet Nam Joint Stock Commercial Bank For Industry And Trade Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.32 64.50 19.77 50.34 29.76

Viet Nam Joint Stock Commercial Bank For Industry And Trade Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.03 97.52 -3.43 189.75 -54.78

Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % falls into.


STC:CTG
71GF Score
Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Viet Nam Joint Stock Commercial Bank For Industry And Trade OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=82644000 / 277668283.75
=29.76%

Viet Nam Joint Stock Commercial Bank For Industry And Trade's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-36111511 * 4 / 263687782.75
=-54.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 62.09 mean?
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a OCF Yield % of 62.09 as of Aug. 13, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is 119% above median its historical median of 28.29. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #150 out of 1496 companies in the Banks industry, placing it in the top 10%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current OCF Yield % of 62.09 is 119% above median its 10-year median of 28.29. The Banks industry median OCF Yield % is 9.17. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 62.09 is 577.1% above this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #150 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #150 out of 1496 companies for OCF Yield %. This places Viet Nam Joint Stock Commercial Bank For Industry And Trade in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.17. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 62.09 is 577.1% above this benchmark. While the company's 10-year median is 28.29 vs. the industry median of 9.17, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.17, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current OCF Yield % of 62.09 is 577.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median OCF Yield % is 9.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current OCF Yield % is 62.09, which is 119% above median its own 10-year median of 28.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫34,518.56, compared to a current price of ₫32,200.00 — trading 6.7% below its estimated fair value. The current OCF Yield % is 62.09, which is 119% above median its 10-year median of 28.29 and 577.1% above the Banks industry median of 9.17. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current OCF Yield % is 62.09 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?

Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be undervalued. The current stock price of ₫32,200.00 is trading 6.7% below its estimated GF Value™ of ₫34,518.56. GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.

Key valuation signals for STC:CTG:

  • OCF Yield %: 62.09 (119% above median its 10-year median of 28.29)
  • GF Value™: ₫34,518.56 vs. price of ₫32,200.00 (6.7% below fair value)
  • GF Score™: 71/100 with 1 warning sign
  • Industry Position: 577.1% above the Banks median (#150 of 1496)

No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viet Nam Joint Stock Commercial Bank For Industry And Trade Business Description

Address 108 Tran Hung Dao Street, Hoan Kiem District, Hanoi, VNM
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
71GF Score

Get the complete analysis for STC:CTG

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫32,200.00
Price
₫34,518.56
GF Value