Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Forward PE Ratio: 6.58 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:CTG Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG
85 GF Score
Price ₫32,600.00
GF Value ₫32,122.82
Valuation Fairly Valued
View Full Analysis

What is Viet Nam Joint Stock Commercial Bank For Industry And Trade Forward PE Ratio?

Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG 85 Forward PE Ratio is 6.58 as of Jul. 15, 2026. GuruFocus rates STC:CTG with a GF Score™ of 85/100 and a GF Value™ of ₫32,122.82 (Fairly Valued). Among 819 Banks companies, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks better than 81.93% on this metric.

Viet Nam Joint Stock Commercial Bank For Industry And Trade's Forward PE Ratio for today is 6.58.

Viet Nam Joint Stock Commercial Bank For Industry And Trade's PE Ratio without NRI for today is 6.87.

Viet Nam Joint Stock Commercial Bank For Industry And Trade's PE Ratio (TTM) for today is 6.87.


Viet Nam Joint Stock Commercial Bank For Industry And Trade  (STC:CTG) Forward PE Ratio Explanation

The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.

Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .


Viet Nam Joint Stock Commercial Bank For Industry And Trade Forward PE Ratio Related Terms


Viet Nam Joint Stock Commercial Bank For Industry And Trade Forward PE Ratio Historical Data

* Premium members only.

The historical data trend for Viet Nam Joint Stock Commercial Bank For Industry And Trade's Forward PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viet Nam Joint Stock Commercial Bank For Industry And Trade Forward PE Ratio Chart

Viet Nam Joint Stock Commercial Bank For Industry And Trade Annual Data
Trend 2024-12 2025-12
Forward PE Ratio
7.66 7.81

Viet Nam Joint Stock Commercial Bank For Industry And Trade Quarterly Data
2024-12 2025-03 2025-06 2025-09 2025-12 2026-03
Forward PE Ratio 7.66 7.62 7.52 7.46 7.81 7.79

Viet Nam Joint Stock Commercial Bank For Industry And Trade Forward PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Viet Nam Joint Stock Commercial Bank For Industry And Trade's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viet Nam Joint Stock Commercial Bank For Industry And Trade Forward PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Viet Nam Joint Stock Commercial Bank For Industry And Trade's Forward PE Ratio distribution charts can be found below:

* The bar in red indicates where Viet Nam Joint Stock Commercial Bank For Industry And Trade's Forward PE Ratio falls into.


STC:CTG
85GF Score
Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG
Forward PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Viet Nam Joint Stock Commercial Bank For Industry And Trade Forward PE Ratio Calculation

It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.

Frequently Asked Questions Learn more about Forward PE Ratio →
What does a Forward PE Ratio of 6.58 mean?
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a Forward PE Ratio of 6.58 as of Jul. 15, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #148 out of 819 companies in the Banks industry, placing it in the top 18.1%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's Forward PE Ratio too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Forward PE Ratio is 6.58. The Banks industry median Forward PE Ratio is 11.11. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 6.58 is 40.8% below this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #148 out of 819 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's Forward PE Ratio compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #148 out of 819 companies for Forward PE Ratio. This places Viet Nam Joint Stock Commercial Bank For Industry And Trade in the top 18% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 11.11. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 6.58 is 40.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.11, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Forward PE Ratio of 6.58 is 40.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median Forward PE Ratio is 11.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Forward PE Ratio is 6.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫32,122.82, compared to a current price of ₫32,600.00 — trading 1.5% above its estimated fair value. The current Forward PE Ratio is 6.58 and 40.8% below the Banks industry median of 11.11. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current Forward PE Ratio is 6.58 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?

Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be overvalued. The current stock price of ₫32,600.00 is trading 1.5% above its estimated GF Value™ of ₫32,122.82. GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.

Key valuation signals for STC:CTG:

  • Forward PE Ratio: 6.58
  • GF Value™: ₫32,122.82 vs. price of ₫32,600.00 (1.5% above fair value)
  • GF Score™: 85/100
  • Industry Position: 40.8% below the Banks median (#148 of 819)

No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viet Nam Joint Stock Commercial Bank For Industry And Trade Business Description

Address 108 Tran Hung Dao Street, Hoan Kiem District, Hanoi, VNM
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
85GF Score

Get the complete analysis for STC:CTG

Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫32,600.00
Price
₫32,122.82
GF Value