STC:CTG's 5-Year Yield-on-Cost % is ranked worse than 93.08% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs STC:CTG: 0.92
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Viet Nam Joint Stock Commercial Bank For Industry And Trade 5-Year Yield-on-Cost % Related Terms
Viet Nam Joint Stock Commercial Bank For Industry And Trade 5-Year Yield-on-Cost % Competitor Comparison
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viet Nam Joint Stock Commercial Bank For Industry And Trade 5-Year Yield-on-Cost % vs Banks Industry
Viet Nam Joint Stock Commercial Bank For Industry And Trade 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a 5-Year Yield-on-Cost % of 0.92 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is 64% below median its historical median of 2.57. Over the past decade, Viet Nam Joint Stock Commercial Bank For Industry And Trade's 5-Year Yield-on-Cost % has ranged from 0.76 to 7.47. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #1171 out of 1258 companies in the Banks industry, placing it in the top 93.1%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's 5-Year Yield-on-Cost % too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current 5-Year Yield-on-Cost % of 0.92 is 64% below median its 10-year median of 2.57. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 7.47. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 0.92 is 76.3% below this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #1171 out of 1258 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #1171 out of 1258 companies for 5-Year Yield-on-Cost %. This places Viet Nam Joint Stock Commercial Bank For Industry And Trade in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 0.92 is 76.3% below this benchmark. Historically, Viet Nam Joint Stock Commercial Bank For Industry And Trade's own 5-Year Yield-on-Cost % has ranged from 0.76 to 7.47 over the past decade. While the company's 10-year median is 2.57 vs. the industry median of 3.89, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current 5-Year Yield-on-Cost % of 0.92 is 76.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current 5-Year Yield-on-Cost % is 0.92, which is 64% below median its own 10-year median of 2.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫32,097.72, compared to a current price of ₫33,700.00 — trading 5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.92, which is 64% below median its 10-year median of 2.57 and 76.3% below the Banks industry median of 3.89. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current 5-Year Yield-on-Cost % is 0.92 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be overvalued.
The current stock price of ₫33,700.00 is trading 5% above its estimated GF Value™ of ₫32,097.72.
GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.
Key valuation signals for STC:CTG:
5-Year Yield-on-Cost %: 0.92 (64% below median its 10-year median of 2.57)
GF Value™: ₫32,097.72 vs. price of ₫33,700.00 (5% above fair value)
Industry Position: 76.3% below the Banks median (#1171 of 1258)
No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Business Description
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
85GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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