STC:CTG'
s Pretax Margin % Range Over the Past 10 Years
Min: 24.35 Med: 35.51 Max: 55.94
Current: 50.96
STC:CTG's Pretax Margin % is ranked better than 83.99% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs STC:CTG: 50.96
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Pretax Margin % Related Terms
Viet Nam Joint Stock Commercial Bank For Industry And Trade Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Pretax Margin % Chart
Viet Nam Joint Stock Commercial Bank For Industry And Trade Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a Pretax Margin % of 43.79% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is 23% above median its historical median of 35.51. Over the past decade, Viet Nam Joint Stock Commercial Bank For Industry And Trade's Pretax Margin % has ranged from 24.35 to 55.94. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #245 out of 1530 companies in the Banks industry, placing it in the top 16%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's Pretax Margin % too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Pretax Margin % of 43.79% is 23% above median its 10-year median of 35.51. Over the past 10 years, this metric has ranged from a low of 24.35 to a high of 55.94. The Banks industry median Pretax Margin % is 34.72. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 43.79% is 26.1% above this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #245 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #245 out of 1530 companies for Pretax Margin %. This places Viet Nam Joint Stock Commercial Bank For Industry And Trade in the top 16% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 43.79% is 26.1% above this benchmark. Historically, Viet Nam Joint Stock Commercial Bank For Industry And Trade's own Pretax Margin % has ranged from 24.35 to 55.94 over the past decade. While the company's 10-year median is 35.51 vs. the industry median of 34.72, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Pretax Margin % of 43.79% is 26.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Pretax Margin % is 43.79%, which is 23% above median its own 10-year median of 35.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫32,002.62, compared to a current price of ₫33,600.00 — trading 5% above its estimated fair value. The current Pretax Margin % is 43.79%, which is 23% above median its 10-year median of 35.51 and 26.1% above the Banks industry median of 34.72. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current Pretax Margin % is 43.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be overvalued.
The current stock price of ₫33,600.00 is trading 5% above its estimated GF Value™ of ₫32,002.62.
GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.
Key valuation signals for STC:CTG:
Pretax Margin %: 43.79% (23% above median its 10-year median of 35.51)
GF Value™: ₫32,002.62 vs. price of ₫33,600.00 (5% above fair value)
Industry Position: 26.1% above the Banks median (#245 of 1530)
No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Business Description
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
72GF Score
Get the complete analysis for STC:CTG
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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