Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) PS Ratio: 2.81 (As of Jul. 02, 2026) — Near Median


STC:CTG Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG
85 GF Score
Price ₫33,950.00
GF Value ₫32,038.32
Valuation Fairly Valued
View Full Analysis

What is Viet Nam Joint Stock Commercial Bank For Industry And Trade PS Ratio?

Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG 85 PS Ratio is 2.81 as of Jul. 02, 2026, which is 6% above its 10-year median of 2.65. GuruFocus rates STC:CTG with a GF Score™ of 85/100 and a GF Value™ of ₫32,038.32 (Fairly Valued). Among 1,517 Banks companies, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks better than 54.85% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Viet Nam Joint Stock Commercial Bank For Industry And Trade's share price is ₫33950.00. Viet Nam Joint Stock Commercial Bank For Industry And Trade's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₫12,066.27. Hence, Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio for today is 2.81.

Good Sign:

Viet Nam Joint Stock Commercial Bank For Industry And Trade stock PS Ratio (=2.78) is close to 1-year low of 2.66.

The historical rank and industry rank for Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio or its related term are showing as below:

STC:CTG' s PS Ratio Range Over the Past 10 Years
Min: 1.64   Med: 2.65   Max: 4.38
Current: 2.8

During the past 13 years, Viet Nam Joint Stock Commercial Bank For Industry And Trade's highest PS Ratio was 4.38. The lowest was 1.64. And the median was 2.65.

STC:CTG's PS Ratio is ranked better than
54.85% of 1517 companies
in the Banks industry
Industry Median: 3 vs STC:CTG: 2.80

Viet Nam Joint Stock Commercial Bank For Industry And Trade's Revenue per Sharefor the three months ended in Mar. 2026 was ₫3,275.20. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₫12,066.27.

Good Sign:

Viet Nam Joint Stock Commercial Bank For Industry And Trade has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Viet Nam Joint Stock Commercial Bank For Industry And Trade was 10.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was 9.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 12.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 14.60% per year.

During the past 13 years, Viet Nam Joint Stock Commercial Bank For Industry And Trade's highest 3-Year average Revenue per Share Growth Rate was 33.10% per year. The lowest was -20.90% per year. And the median was 12.95% per year.

Back to Basics: PS Ratio


Viet Nam Joint Stock Commercial Bank For Industry And Trade  (STC:CTG) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Viet Nam Joint Stock Commercial Bank For Industry And Trade PS Ratio Related Terms


Viet Nam Joint Stock Commercial Bank For Industry And Trade PS Ratio Historical Data

* Premium members only.

The historical data trend for Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viet Nam Joint Stock Commercial Bank For Industry And Trade PS Ratio Chart

Viet Nam Joint Stock Commercial Bank For Industry And Trade Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.25 2.22 2.20 2.76 3.58

Viet Nam Joint Stock Commercial Bank For Industry And Trade Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.61 2.62 3.17 3.58 2.87

Viet Nam Joint Stock Commercial Bank For Industry And Trade PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viet Nam Joint Stock Commercial Bank For Industry And Trade PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio distribution charts can be found below:

* The bar in red indicates where Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio falls into.


STC:CTG
85GF Score
Viet Nam Joint Stock Commercial Bank For Industry And Trade STC:CTG
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Viet Nam Joint Stock Commercial Bank For Industry And Trade PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=33950.00/12066.266
=2.81

Viet Nam Joint Stock Commercial Bank For Industry And Trade's Share Price of today is ₫33950.00.
Viet Nam Joint Stock Commercial Bank For Industry And Trade's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫12,066.27.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.81 mean?
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a PS Ratio of 2.81 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is near median its historical median of 2.65. Over the past decade, Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio has ranged from 1.64 to 4.38. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #685 out of 1517 companies in the Banks industry, placing it in the top 45.2%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current PS Ratio of 2.81 is near median its 10-year median of 2.65. Over the past 10 years, this metric has ranged from a low of 1.64 to a high of 4.38. The Banks industry median PS Ratio is 3.00. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 2.81 is 6.3% below this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #685 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #685 out of 1517 companies for PS Ratio. This puts Viet Nam Joint Stock Commercial Bank For Industry And Trade in the upper half of its industry. The industry median PS Ratio is 3.00. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 2.81 is 6.3% below this benchmark. Historically, Viet Nam Joint Stock Commercial Bank For Industry And Trade's own PS Ratio has ranged from 1.64 to 4.38 over the past decade. While the company's 10-year median is 2.65 vs. the industry median of 3.00, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current PS Ratio of 2.81 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current PS Ratio is 2.81, which is near median its own 10-year median of 2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫32,038.32, compared to a current price of ₫33,950.00 — trading 6% above its estimated fair value. The current PS Ratio is 2.81, which is near median its 10-year median of 2.65 and 6.3% below the Banks industry median of 3.00. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current PS Ratio is 2.81 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?

Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be overvalued. The current stock price of ₫33,950.00 is trading 6% above its estimated GF Value™ of ₫32,038.32. GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.

Key valuation signals for STC:CTG:

  • PS Ratio: 2.81 (near median its 10-year median of 2.65)
  • GF Value™: ₫32,038.32 vs. price of ₫33,950.00 (6% above fair value)
  • GF Score™: 85/100
  • Industry Position: 6.3% below the Banks median (#685 of 1517)

No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viet Nam Joint Stock Commercial Bank For Industry And Trade Business Description

Address 108 Tran Hung Dao Street, Hoan Kiem District, Hanoi, VNM
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
85GF Score

Get the complete analysis for STC:CTG

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫33,950.00
Price
₫32,038.32
GF Value