* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
STC:CTG's PEG Ratio is ranked better than 90.41% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs STC:CTG: 0.43
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Viet Nam Joint Stock Commercial Bank For Industry And Trade PEG Ratio Related Terms
Viet Nam Joint Stock Commercial Bank For Industry And Trade PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Viet Nam Joint Stock Commercial Bank For Industry And Trade PEG Ratio Chart
Viet Nam Joint Stock Commercial Bank For Industry And Trade Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viet Nam Joint Stock Commercial Bank For Industry And Trade PEG Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a PEG Ratio of 0.43 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is 59% below median its historical median of 1.06. Over the past decade, Viet Nam Joint Stock Commercial Bank For Industry And Trade's PEG Ratio has ranged from 0.42 to 5.41. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #118 out of 1231 companies in the Banks industry, placing it in the top 9.6%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's PEG Ratio too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current PEG Ratio of 0.43 is 59% below median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 5.41. The Banks industry median PEG Ratio is 1.52. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 0.43 is 71.7% below this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #118 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #118 out of 1231 companies for PEG Ratio. This places Viet Nam Joint Stock Commercial Bank For Industry And Trade in the top 10% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 0.43 is 71.7% below this benchmark. Historically, Viet Nam Joint Stock Commercial Bank For Industry And Trade's own PEG Ratio has ranged from 0.42 to 5.41 over the past decade. While the company's 10-year median is 1.06 vs. the industry median of 1.52, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current PEG Ratio of 0.43 is 71.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current PEG Ratio is 0.43, which is 59% below median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫32,002.62, compared to a current price of ₫33,900.00 — trading 5.9% above its estimated fair value. The current PEG Ratio is 0.43, which is 59% below median its 10-year median of 1.06 and 71.7% below the Banks industry median of 1.52. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current PEG Ratio is 0.43 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be overvalued.
The current stock price of ₫33,900.00 is trading 5.9% above its estimated GF Value™ of ₫32,002.62.
GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.
Key valuation signals for STC:CTG:
PEG Ratio: 0.43 (59% below median its 10-year median of 1.06)
GF Value™: ₫32,002.62 vs. price of ₫33,900.00 (5.9% above fair value)
Industry Position: 71.7% below the Banks median (#118 of 1231)
No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Business Description
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
72GF Score
Get the complete analysis for STC:CTG
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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