MBSB Bhd (XKLS:1171) Cyclically Adjusted PS Ratio: 2.33 (As of Jul. 26, 2026) — 28% Above Median

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XKLS:1171 MBSB Bhd XKLS:1171
44 GF Score
Price RM0.63
GF Value RM0.72
Valuation Modestly Undervalued
! 5 Warning Signs
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What is MBSB Bhd Cyclically Adjusted PS Ratio?

MBSB Bhd XKLS:1171 -0.79% 44 Cyclically Adjusted PS Ratio is 2.33 as of Jul. 26, 2026, which is 28% above its 10-year median of 1.82. GuruFocus rates XKLS:1171 with a GF Score™ of 44/100 and a GF Value™ of RM0.72 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,302 Banks companies, MBSB Bhd ranks better than 69.66% on this metric.

As of today (2026-07-26), MBSB Bhd's current share price is RM0.63. MBSB Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was RM0.27. MBSB Bhd's Cyclically Adjusted PS Ratio for today is 2.33.

The historical rank and industry rank for MBSB Bhd's Cyclically Adjusted PS Ratio or its related term are showing as below:

XKLS:1171' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.07   Med: 1.82   Max: 2.83
Current: 2.35

During the past years, MBSB Bhd's highest Cyclically Adjusted PS Ratio was 2.83. The lowest was 1.07. And the median was 1.82.

XKLS:1171's Cyclically Adjusted PS Ratio is ranked better than
69.66% of 1302 companies
in the Banks industry
Industry Median: 3.41 vs XKLS:1171: 2.35

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

MBSB Bhd's adjusted revenue per share data for the three months ended in Mar. 2026 was RM0.041. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is RM0.27 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


MBSB Bhd  (XKLS:1171) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


MBSB Bhd Cyclically Adjusted PS Ratio Related Terms


MBSB Bhd Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for MBSB Bhd's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBSB Bhd Cyclically Adjusted PS Ratio Chart

MBSB Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 1.43 2.02 2.36 2.57

MBSB Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.34 2.32 2.57 2.57 2.42

XKLS:1171 vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, MBSB Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBSB Bhd Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MBSB Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where MBSB Bhd's Cyclically Adjusted PS Ratio falls into.


XKLS:1171
44GF Score
MBSB Bhd XKLS:1171
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBSB Bhd Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

MBSB Bhd's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.63/0.27
=2.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBSB Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, MBSB Bhd's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.041/330.2130*330.2130
=0.041

Current CPI (Mar. 2026) = 330.2130.

MBSB Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.119 241.018 0.163
201609 0.073 241.428 0.100
201612 0.065 241.432 0.089
201703 0.063 243.801 0.085
201706 0.063 244.955 0.085
201709 0.061 246.819 0.082
201712 0.062 246.524 0.083
201803 0.057 249.554 0.075
201806 0.055 251.989 0.072
201809 0.055 252.439 0.072
201812 0.049 251.233 0.064
201903 0.056 254.202 0.073
201906 0.053 256.143 0.068
201909 0.053 256.759 0.068
201912 0.052 256.974 0.067
202003 0.054 258.115 0.069
202006 0.079 257.797 0.101
202009 0.069 260.280 0.088
202012 0.062 260.474 0.079
202103 0.060 264.877 0.075
202106 0.058 271.696 0.070
202109 0.063 274.310 0.076
202112 0.049 278.802 0.058
202203 0.054 287.504 0.062
202206 0.052 296.311 0.058
202209 0.050 296.808 0.056
202212 0.053 296.797 0.059
202303 0.035 301.836 0.038
202306 0.040 305.109 0.043
202309 0.039 307.789 0.042
202312 0.025 306.746 0.027
202403 0.044 312.332 0.047
202406 0.053 314.175 0.056
202409 0.053 315.301 0.056
202412 0.050 315.605 0.052
202503 0.046 319.799 0.047
202506 0.052 322.561 0.053
202509 0.046 324.800 0.047
202512 0.039 324.054 0.040
202603 0.041 330.213 0.041

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.33 mean?
MBSB Bhd (XKLS:1171) has a Cyclically Adjusted PS Ratio of 2.33 as of Jul. 26, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MBSB Bhd and its competitors. This is 28% above median its historical median of 1.82. Over the past decade, MBSB Bhd's Cyclically Adjusted PS Ratio has ranged from 1.07 to 2.83. According to the industry distribution chart, MBSB Bhd ranks #395 out of 1302 companies in the Banks industry, placing it in the top 30.3%.
Is MBSB Bhd's Cyclically Adjusted PS Ratio too high?
MBSB Bhd's current Cyclically Adjusted PS Ratio of 2.33 is 28% above median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 2.83. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. MBSB Bhd's value of 2.33 is 31.7% below this industry median. Based on the distribution chart, MBSB Bhd ranks #395 out of 1302 companies in the Banks industry, which is above the industry midpoint. Overall, MBSB Bhd has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, MBSB Bhd ranks #395 out of 1302 companies for Cyclically Adjusted PS Ratio. This puts MBSB Bhd in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. MBSB Bhd's value of 2.33 is 31.7% below this benchmark. Historically, MBSB Bhd's own Cyclically Adjusted PS Ratio has ranged from 1.07 to 2.83 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 3.41, MBSB Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBSB Bhd's current Cyclically Adjusted PS Ratio of 2.33 is 31.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MBSB Bhd and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBSB Bhd's current Cyclically Adjusted PS Ratio is 2.33, which is 28% above median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.72, compared to a current price of RM0.63 — trading 12.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.33, which is 28% above median its 10-year median of 1.82 and 31.7% below the Banks industry median of 3.41. MBSB Bhd's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current Cyclically Adjusted PS Ratio is 2.33 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBSB Bhd (XKLS:1171) Overvalued in 2026?

Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued. The current stock price of RM0.63 is trading 12.5% below its estimated GF Value™ of RM0.72. GuruFocus considers MBSB Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:1171:

  • Cyclically Adjusted PS Ratio: 2.33 (28% above median its 10-year median of 1.82)
  • GF Value™: RM0.72 vs. price of RM0.63 (12.5% below fair value)
  • GF Score™: 44/100 with 5 warning signs
  • Industry Position: 31.7% below the Banks median (#395 of 1302)

No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBSB Bhd Business Description

Address PJ Sentral Lot 12, Persiaran Barat, Level 25, Menara MBSB Bank, Seksyen 52, Petaling Jaya, SGR, MYS, 46200
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
44GF Score

Get the complete analysis for XKLS:1171

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.63
Price
RM0.72
GF Value