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MBSB BhdXKLS:1171 -6.25%34 Equity-to-Asset is 0.14 as of Jun. 2026, which is 13% below its 10-year median of 0.16. GuruFocus rates XKLS:1171 with a GF Score™ of 34/100 and a GF Value™ of RM0.70 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, MBSB Bhd ranks better than 83.19% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. MBSB Bhd's Total Stockholders Equity for the quarter that ended in Jun. 2026 was RM9,736 Mil. MBSB Bhd's Total Assets for the quarter that ended in Jun. 2026 was RM69,081 Mil.
Therefore, MBSB Bhd's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.14.
The historical rank and industry rank for MBSB Bhd's Equity-to-Asset or its related term are showing as below:
XKLS:1171'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.16 Max: 0.18
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of MBSB Bhd was 0.18. The lowest was 0.14. And the median was 0.16.
XKLS:1171's Equity-to-Asset is ranked better than 83.19% of 1517
companies
in the Banks industry
Industry Median: 0.1
vs XKLS:1171: 0.14
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
MBSB Bhd Equity-to-Asset Related Terms
MBSB Bhd Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for MBSB Bhd's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBSB Bhd's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBSB Bhd Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, MBSB Bhd's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where MBSB Bhd's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
MBSB Bhd's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBSB Bhd (XKLS:1171) has a Equity-to-Asset of 0.14 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on MBSB Bhd and its competitors. This is 13% below median its historical median of 0.16. Over the past decade, MBSB Bhd's Equity-to-Asset has ranged from 0.14 to 0.18. According to the industry distribution chart, MBSB Bhd ranks #255 out of 1517 companies in the Banks industry, placing it in the top 16.8%.
Is MBSB Bhd's Equity-to-Asset too high?
MBSB Bhd's current Equity-to-Asset of 0.14 is 13% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.18. The Banks industry median Equity-to-Asset is 0.10. MBSB Bhd's value of 0.14 is 40% above this industry median. Based on the distribution chart, MBSB Bhd ranks #255 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MBSB Bhd has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, MBSB Bhd ranks #255 out of 1517 companies for Equity-to-Asset. This places MBSB Bhd in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. MBSB Bhd's value of 0.14 is 40% above this benchmark. Historically, MBSB Bhd's own Equity-to-Asset has ranged from 0.14 to 0.18 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.10, MBSB Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBSB Bhd's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on MBSB Bhd and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBSB Bhd's current Equity-to-Asset is 0.14, which is 13% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.70, compared to a current price of RM0.54 — trading 22.9% below its estimated fair value. The current Equity-to-Asset is 0.14, which is 13% below median its 10-year median of 0.16 and 40% above the Banks industry median of 0.10. MBSB Bhd's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current Equity-to-Asset is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBSB Bhd (XKLS:1171) Overvalued in 2026?
Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued.
The current stock price of RM0.54 is trading 22.9% below its estimated GF Value™ of RM0.70.
GuruFocus considers MBSB Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1171:
Equity-to-Asset: 0.14 (13% below median its 10-year median of 0.16)
GF Value™: RM0.70 vs. price of RM0.54 (22.9% below fair value)
Industry Position: 40% above the Banks median (#255 of 1517)
No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
34GF Score
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