MBSB BhdXKLS:1171 -0.78%45 Net Margin % is 9.02% as of Mar. 2026, which is 68% below its 10-year median of 27.89. GuruFocus rates XKLS:1171 with a GF Score™ of 45/100 and a GF Value™ of RM0.72 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, MBSB Bhd ranks worse than 80.48% on this metric.
Net margin is calculated as Net Income divided by its Revenue. MBSB Bhd's Net Income for the
three
months ended in Mar. 2026 was RM30 Mil. MBSB Bhd's Revenue for the
three
months ended in Mar. 2026 was RM334 Mil. Therefore, MBSB Bhd's net margin for the quarter that ended in Mar. 2026 was 9.02%.
The historical rank and industry rank for MBSB Bhd's Net Margin % or its related term are showing as below:
XKLS:1171'
s Net Margin % Range Over the Past 10 Years
Min: 14.31 Med: 27.89 Max: 51.69
Current: 15.41
XKLS:1171's Net Margin % is ranked worse than 80.48% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs XKLS:1171: 15.41
MBSB Bhd (XKLS:1171) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
MBSB Bhd Net Margin % Related Terms
MBSB Bhd Net Margin % Historical Data
* Premium members only.
The historical data trend for MBSB Bhd's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBSB Bhd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBSB Bhd Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, MBSB Bhd's Net Margin % distribution charts can be found below:
* The bar in red indicates where MBSB Bhd's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBSB Bhd (XKLS:1171) has a Net Margin % of 9.02% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on MBSB Bhd and its competitors. This is 68% below median its historical median of 27.89. Over the past decade, MBSB Bhd's Net Margin % has ranged from 14.31 to 51.69. According to the industry distribution chart, MBSB Bhd ranks #1229 out of 1527 companies in the Banks industry, placing it in the top 80.5%.
Is MBSB Bhd's Net Margin % too high?
MBSB Bhd's current Net Margin % of 9.02% is 68% below median its 10-year median of 27.89. Over the past 10 years, this metric has ranged from a low of 14.31 to a high of 51.69. The Banks industry median Net Margin % is 26.95. MBSB Bhd's value of 9.02% is 66.5% below this industry median. Based on the distribution chart, MBSB Bhd ranks #1229 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MBSB Bhd has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, MBSB Bhd ranks #1229 out of 1527 companies for Net Margin %. This places MBSB Bhd in the lower half of its industry. The industry median Net Margin % is 26.95. MBSB Bhd's value of 9.02% is 66.5% below this benchmark. Historically, MBSB Bhd's own Net Margin % has ranged from 14.31 to 51.69 over the past decade. While the company's 10-year median is 27.89 vs. the industry median of 26.95, MBSB Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBSB Bhd's current Net Margin % of 9.02% is 66.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on MBSB Bhd and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBSB Bhd's current Net Margin % is 9.02%, which is 68% below median its own 10-year median of 27.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.72, compared to a current price of RM0.64 — trading 11.8% below its estimated fair value. The current Net Margin % is 9.02%, which is 68% below median its 10-year median of 27.89 and 66.5% below the Banks industry median of 26.95. MBSB Bhd's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current Net Margin % is 9.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBSB Bhd (XKLS:1171) Overvalued in 2026?
Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued.
The current stock price of RM0.64 is trading 11.8% below its estimated GF Value™ of RM0.72.
GuruFocus considers MBSB Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1171:
Net Margin %: 9.02% (68% below median its 10-year median of 27.89)
GF Value™: RM0.72 vs. price of RM0.64 (11.8% below fair value)
Industry Position: 66.5% below the Banks median (#1229 of 1527)
No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
45GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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