MBSB BhdXKLS:1171 45 ROE % is 1.23% as of Mar. 2026, which is 76% below its 10-year median of 5.11. GuruFocus rates XKLS:1171 with a GF Score™ of 45/100 and a GF Value™ of RM0.72 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,524 Banks companies, MBSB Bhd ranks worse than 91.08% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. MBSB Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM121 Mil. MBSB Bhd's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was RM9,773 Mil. Therefore, MBSB Bhd's annualized ROE % for the quarter that ended in Mar. 2026 was 1.23%.
The historical rank and industry rank for MBSB Bhd's ROE % or its related term are showing as below:
XKLS:1171'
s ROE % Range Over the Past 10 Years
Min: 2.29 Med: 5.11 Max: 8.76
Current: 2.29
During the past 13 years, MBSB Bhd's highest ROE % was 8.76%. The lowest was 2.29%. And the median was 5.11%.
XKLS:1171's ROE % is ranked worse than 91.08% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs XKLS:1171: 2.29
MBSB Bhd (XKLS:1171) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
MBSB Bhd ROE % Related Terms
MBSB Bhd ROE % Historical Data
* Premium members only.
The historical data trend for MBSB Bhd's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBSB Bhd's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBSB Bhd ROE % vs Banks Industry
For the Banks industry and Financial Services sector, MBSB Bhd's ROE % distribution charts can be found below:
* The bar in red indicates where MBSB Bhd's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
MBSB Bhd (XKLS:1171) has a ROE % of 1.23% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on MBSB Bhd and its competitors. This is 76% below median its historical median of 5.11. Over the past decade, MBSB Bhd's ROE % has ranged from 2.29 to 8.76. According to the industry distribution chart, MBSB Bhd ranks #1388 out of 1524 companies in the Banks industry, placing it in the top 91.1%.
Is MBSB Bhd's ROE % too high?
MBSB Bhd's current ROE % of 1.23% is 76% below median its 10-year median of 5.11. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 8.76. The Banks industry median ROE % is 10.22. MBSB Bhd's value of 1.23% is 88% below this industry median. Based on the distribution chart, MBSB Bhd ranks #1388 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MBSB Bhd has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, MBSB Bhd ranks #1388 out of 1524 companies for ROE %. This places MBSB Bhd in the lower half of its industry. The industry median ROE % is 10.22. MBSB Bhd's value of 1.23% is 88% below this benchmark. Historically, MBSB Bhd's own ROE % has ranged from 2.29 to 8.76 over the past decade. While the company's 10-year median is 5.11 vs. the industry median of 10.22, MBSB Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBSB Bhd's current ROE % of 1.23% is 88% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on MBSB Bhd and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBSB Bhd's current ROE % is 1.23%, which is 76% below median its own 10-year median of 5.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.72, compared to a current price of RM0.64 — trading 11.8% below its estimated fair value. The current ROE % is 1.23%, which is 76% below median its 10-year median of 5.11 and 88% below the Banks industry median of 10.22. MBSB Bhd's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current ROE % is 1.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBSB Bhd (XKLS:1171) Overvalued in 2026?
Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued.
The current stock price of RM0.64 is trading 11.8% below its estimated GF Value™ of RM0.72.
GuruFocus considers MBSB Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1171:
ROE %: 1.23% (76% below median its 10-year median of 5.11)
GF Value™: RM0.72 vs. price of RM0.64 (11.8% below fair value)
Industry Position: 88% below the Banks median (#1388 of 1524)
No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
45GF Score
Get the complete analysis for XKLS:1171
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1171 has been successfully added to your 
