MBSB Bhd (XKLS:1171) Scaled Net Operating Assets: 0.13 (As of Mar. 2026)


XKLS:1171 MBSB Bhd XKLS:1171
45 GF Score
Price RM0.65
GF Value RM0.72
Valuation Modestly Undervalued
! 5 Warning Signs
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What is MBSB Bhd Scaled Net Operating Assets?

MBSB Bhd XKLS:1171 45 Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus rates XKLS:1171 with a GF Score™ of 45/100 and a GF Value™ of RM0.72 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

MBSB Bhd's operating assets for the quarter that ended in Mar. 2026 was RM65,492 Mil. MBSB Bhd's operating liabilities for the quarter that ended in Mar. 2026 was RM56,931 Mil. MBSB Bhd's Total Assets for the quarter that ended in Dec. 2025 was RM65,198 Mil. Therefore, MBSB Bhd's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.13.

XKLS:1171
45GF Score
MBSB Bhd XKLS:1171
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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MBSB Bhd Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

MBSB Bhd's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(62931.233-54003.411)/64264.014
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=65197.936 - 2266.703
=62931.233

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=55338.49 - 1335.079 - 0
=54003.411

MBSB Bhd's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(65492.274-56930.891)/65197.936
=0.13

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=67959.011 - 2466.737
=65492.274

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=58272.589 - 1341.698 - 0
=56930.891

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.13 mean?
MBSB Bhd (XKLS:1171) has a Scaled Net Operating Assets of 0.13 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on MBSB Bhd and its competitors.
Is MBSB Bhd's Scaled Net Operating Assets too high?
MBSB Bhd's current Scaled Net Operating Assets is 0.13. Overall, MBSB Bhd has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's Scaled Net Operating Assets compare to PNC and USB?
MBSB Bhd's Scaled Net Operating Assets of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on MBSB Bhd and its competitors. MBSB Bhd's current Scaled Net Operating Assets is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.72, compared to a current price of RM0.65 — trading 10.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.13. MBSB Bhd's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBSB Bhd (XKLS:1171) Overvalued in 2026?

Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued. The current stock price of RM0.65 is trading 10.4% below its estimated GF Value™ of RM0.72. GuruFocus considers MBSB Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:1171:

  • Scaled Net Operating Assets: 0.13
  • GF Value™: RM0.72 vs. price of RM0.65 (10.4% below fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MBSB Bhd Business Description

Address PJ Sentral Lot 12, Persiaran Barat, Level 25, Menara MBSB Bank, Seksyen 52, Petaling Jaya, SGR, MYS, 46200
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
45GF Score

Get the complete analysis for XKLS:1171

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.65
Price
RM0.72
GF Value