Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MBSB BhdXKLS:1171 +0.81%38 Debt-to-Equity is 0.14 as of Mar. 2026, which is 52% below its 10-year median of 0.29. GuruFocus rates XKLS:1171 with a GF Score™ of 38/100 and a GF Value™ of RM0.72 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,417 Banks companies, MBSB Bhd ranks better than 83.63% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for MBSB Bhd's Debt-to-Equity or its related term are showing as below:
XKLS:1171'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.14 Med: 0.29 Max: 0.7
Current: 0.14
During the past 13 years, the highest Debt-to-Equity Ratio of MBSB Bhd was 0.70. The lowest was 0.14. And the median was 0.29.
XKLS:1171's Debt-to-Equity is ranked better than 83.63% of 1417
companies
in the Banks industry
Industry Median: 0.58
vs XKLS:1171: 0.14
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
MBSB Bhd Debt-to-Equity Related Terms
MBSB Bhd Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for MBSB Bhd's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBSB Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBSB Bhd Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, MBSB Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where MBSB Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBSB Bhd (XKLS:1171) has a Debt-to-Equity of 0.14 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MBSB Bhd and its competitors. This is 52% below median its historical median of 0.29. Over the past decade, MBSB Bhd's Debt-to-Equity has ranged from 0.14 to 0.70. According to the industry distribution chart, MBSB Bhd ranks #232 out of 1417 companies in the Banks industry, placing it in the top 16.4%.
Is MBSB Bhd's Debt-to-Equity too high?
MBSB Bhd's current Debt-to-Equity of 0.14 is 52% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.70. The Banks industry median Debt-to-Equity is 0.58. MBSB Bhd's value of 0.14 is 75.9% below this industry median. Based on the distribution chart, MBSB Bhd ranks #232 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MBSB Bhd has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, MBSB Bhd ranks #232 out of 1417 companies for Debt-to-Equity. This places MBSB Bhd in the top 16% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. MBSB Bhd's value of 0.14 is 75.9% below this benchmark. Historically, MBSB Bhd's own Debt-to-Equity has ranged from 0.14 to 0.70 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.58, MBSB Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBSB Bhd's current Debt-to-Equity of 0.14 is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MBSB Bhd and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBSB Bhd's current Debt-to-Equity is 0.14, which is 52% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.72, compared to a current price of RM0.62 — trading 13.9% below its estimated fair value. The current Debt-to-Equity is 0.14, which is 52% below median its 10-year median of 0.29 and 75.9% below the Banks industry median of 0.58. MBSB Bhd's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current Debt-to-Equity is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBSB Bhd (XKLS:1171) Overvalued in 2026?
Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued.
The current stock price of RM0.62 is trading 13.9% below its estimated GF Value™ of RM0.72.
GuruFocus considers MBSB Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:1171:
Debt-to-Equity: 0.14 (52% below median its 10-year median of 0.29)
GF Value™: RM0.72 vs. price of RM0.62 (13.9% below fair value)
Industry Position: 75.9% below the Banks median (#232 of 1417)
No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
38GF Score
Get the complete analysis for XKLS:1171
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1171 has been successfully added to your 
