MBSB Bhd (XKLS:1171) E10: RM0.08 (As of Mar. 2026)


XKLS:1171 MBSB Bhd XKLS:1171
45 GF Score
Price RM0.64
GF Value RM0.72
Valuation Modestly Undervalued
! 5 Warning Signs
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What is MBSB Bhd E10?

MBSB Bhd XKLS:1171 45 E10 is RM0.08 as of Mar. 2026. GuruFocus rates XKLS:1171 with a GF Score™ of 45/100 and a GF Value™ of RM0.72 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

MBSB Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was RM0.004. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is RM0.08 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of MBSB Bhd was -10.30% per year. The lowest was -20.60% per year. And the median was -15.45% per year.

As of today (2026-06-28), MBSB Bhd's current stock price is RM0.635. MBSB Bhd's E10 for the quarter that ended in Mar. 2026 was RM0.08. MBSB Bhd's Shiller PE Ratio of today is 7.94.

During the past 13 years, the highest Shiller PE Ratio of MBSB Bhd was 9.44. The lowest was 2.72. And the median was 3.99.


MBSB Bhd  (XKLS:1171) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

MBSB Bhd's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.635/0.08
=7.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of MBSB Bhd was 9.44. The lowest was 2.72. And the median was 3.99.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


MBSB Bhd E10 Related Terms


MBSB Bhd E10 Historical Data

* Premium members only.

The historical data trend for MBSB Bhd's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBSB Bhd E10 Chart

MBSB Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.17 0.13 0.09 0.00

MBSB Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.08 0.00 0.08

XKLS:1171 vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, MBSB Bhd's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBSB Bhd Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MBSB Bhd's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where MBSB Bhd's Shiller PE Ratio falls into.


XKLS:1171
45GF Score
MBSB Bhd XKLS:1171
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBSB Bhd E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, MBSB Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.004/330.2130*330.2130
=0.004

Current CPI (Mar. 2026) = 330.2130.

MBSB Bhd Quarterly Data

per share eps CPI Adj_EPS
201606 0.022 241.018 0.030
201609 0.012 241.428 0.016
201612 0.005 241.432 0.007
201703 0.018 243.801 0.024
201706 0.016 244.955 0.022
201709 0.017 246.819 0.023
201712 0.021 246.524 0.028
201803 0.053 249.554 0.070
201806 0.014 251.989 0.018
201809 0.020 252.439 0.026
201812 0.017 251.233 0.022
201903 0.013 254.202 0.017
201906 0.017 256.143 0.022
201909 0.026 256.759 0.033
201912 0.054 256.974 0.069
202003 -0.011 258.115 -0.014
202006 -0.002 257.797 -0.003
202009 0.038 260.280 0.048
202012 0.014 260.474 0.018
202103 0.036 264.877 0.045
202106 0.058 271.696 0.070
202109 -0.015 274.310 -0.018
202112 0.011 278.802 0.013
202203 0.008 287.504 0.009
202206 0.020 296.311 0.022
202209 0.008 296.808 0.009
202212 0.028 296.797 0.031
202303 0.010 301.836 0.011
202306 0.012 305.109 0.013
202309 0.005 307.789 0.005
202312 0.037 306.746 0.040
202403 0.010 312.332 0.011
202406 0.007 314.175 0.007
202409 0.015 315.301 0.016
202412 0.018 315.605 0.019
202503 0.010 319.799 0.010
202506 0.012 322.561 0.012
202509 0.012 324.800 0.012
202512 0.000 324.054 0.000
202603 0.004 330.213 0.004

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of RM0.08 mean?
MBSB Bhd (XKLS:1171) has a E10 of RM0.08 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on MBSB Bhd and its competitors.
Is MBSB Bhd's E10 too high?
MBSB Bhd's current E10 is RM0.08. Overall, MBSB Bhd has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's E10 compare to PNC and USB?
MBSB Bhd's E10 of RM0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on MBSB Bhd and its competitors. MBSB Bhd's current E10 is RM0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.72, compared to a current price of RM0.64 — trading 11.8% below its estimated fair value. The current E10 is RM0.08. MBSB Bhd's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current E10 is RM0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBSB Bhd (XKLS:1171) Overvalued in 2026?

Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued. The current stock price of RM0.64 is trading 11.8% below its estimated GF Value™ of RM0.72. GuruFocus considers MBSB Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:1171:

  • E10: RM0.08
  • GF Value™: RM0.72 vs. price of RM0.64 (11.8% below fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBSB Bhd Business Description

Address PJ Sentral Lot 12, Persiaran Barat, Level 25, Menara MBSB Bank, Seksyen 52, Petaling Jaya, SGR, MYS, 46200
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
45GF Score

Get the complete analysis for XKLS:1171

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.64
Price
RM0.72
GF Value