MBSB Bhd (XKLS:1171) FCF Margin %: 78.05% (As of Mar. 2026) — 12% Above Median


XKLS:1171 MBSB Bhd XKLS:1171
45 GF Score
Price RM0.64
GF Value RM0.72
Valuation Modestly Undervalued
! 5 Warning Signs
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What is MBSB Bhd FCF Margin %?

MBSB Bhd XKLS:1171 45 FCF Margin % is 78.05% as of Mar. 2026, which is 12% above its 10-year median of 69.57. GuruFocus rates XKLS:1171 with a GF Score™ of 45/100 and a GF Value™ of RM0.72 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, MBSB Bhd ranks better than 81.26% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. MBSB Bhd's Free Cash Flow for the three months ended in Mar. 2026 was RM261 Mil. MBSB Bhd's Revenue for the three months ended in Mar. 2026 was RM334 Mil. Therefore, MBSB Bhd's FCF Margin % for the quarter that ended in Mar. 2026 was 78.05%.

As of today, MBSB Bhd's current FCF Yield % is 21.19%.

The historical rank and industry rank for MBSB Bhd's FCF Margin % or its related term are showing as below:

XKLS:1171' s FCF Margin % Range Over the Past 10 Years
Min: -209.87   Med: 69.57   Max: 213.75
Current: 75.77


During the past 13 years, the highest FCF Margin % of MBSB Bhd was 213.75%. The lowest was -209.87%. And the median was 69.57%.

XKLS:1171's FCF Margin % is ranked better than
81.26% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs XKLS:1171: 75.77


MBSB Bhd FCF Margin % Related Terms


MBSB Bhd FCF Margin % Historical Data

* Premium members only.

The historical data trend for MBSB Bhd's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBSB Bhd FCF Margin % Chart

MBSB Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 81.55 61.59 137.80 -34.88 -38.55

MBSB Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -376.58 -202.28 -360.47 956.04 78.05

XKLS:1171 vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, MBSB Bhd's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBSB Bhd FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, MBSB Bhd's FCF Margin % distribution charts can be found below:

* The bar in red indicates where MBSB Bhd's FCF Margin % falls into.


XKLS:1171
45GF Score
MBSB Bhd XKLS:1171
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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MBSB Bhd FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

MBSB Bhd's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-580.084/1504.827
=-38.55 %

MBSB Bhd's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=260.761/334.092
=78.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 78.05% mean?
MBSB Bhd (XKLS:1171) has a FCF Margin % of 78.05% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MBSB Bhd and its competitors. This is 12% above median its historical median of 69.57. According to the industry distribution chart, MBSB Bhd ranks #282 out of 1505 companies in the Banks industry, placing it in the top 18.7%.
Is MBSB Bhd's FCF Margin % too high?
MBSB Bhd's current FCF Margin % of 78.05% is 12% above median its 10-year median of 69.57. The Banks industry median FCF Margin % is 26.55. MBSB Bhd's value of 78.05% is 194% above this industry median. Based on the distribution chart, MBSB Bhd ranks #282 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MBSB Bhd has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBSB Bhd's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, MBSB Bhd ranks #282 out of 1505 companies for FCF Margin %. This places MBSB Bhd in the top 19% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. MBSB Bhd's value of 78.05% is 194% above this benchmark. While the company's 10-year median is 69.57 vs. the industry median of 26.55, MBSB Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBSB Bhd's current FCF Margin % of 78.05% is 194% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MBSB Bhd and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBSB Bhd's current FCF Margin % is 78.05%, which is 12% above median its own 10-year median of 69.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBSB Bhd stock overvalued right now?
Based on GuruFocus' analysis, MBSB Bhd (XKLS:1171) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.72, compared to a current price of RM0.64 — trading 11.8% below its estimated fair value. The current FCF Margin % is 78.05%, which is 12% above median its 10-year median of 69.57 and 194% above the Banks industry median of 26.55. MBSB Bhd's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For MBSB Bhd (XKLS:1171), the current FCF Margin % is 78.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBSB Bhd (XKLS:1171) Overvalued in 2026?

Based on GuruFocus' analysis, MBSB Bhd stock appears to be undervalued. The current stock price of RM0.64 is trading 11.8% below its estimated GF Value™ of RM0.72. GuruFocus considers MBSB Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:1171:

  • FCF Margin %: 78.05% (12% above median its 10-year median of 69.57)
  • GF Value™: RM0.72 vs. price of RM0.64 (11.8% below fair value)
  • GF Score™: 45/100 with 5 warning signs
  • Industry Position: 194% above the Banks median (#282 of 1505)

No single metric tells the full story. See the XKLS:1171 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBSB Bhd Business Description

Address PJ Sentral Lot 12, Persiaran Barat, Level 25, Menara MBSB Bank, Seksyen 52, Petaling Jaya, SGR, MYS, 46200
MBSB Bhd is a Malaysia-based banking company. The company operates through the following segments: Consumer Banking, which includes consumer financing such as property financing, personal financing, and wealth management services with individual customers in Malaysia; Corporate Banking segment includes corporate financing, wholesale financing, contract financing and commercial property financing with business customers; Global Market segment includes saving accounts, current accounts, term deposits, investment accounts, treasury activities including money market, sukuk, derivatives and trading of capital market securities; Investment segment refers to the operations of investment banking, asset management and all other related financial services; and Others segment.
45GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.64
Price
RM0.72
GF Value