Virginia National Bankshares (FRA:71F) Cyclically Adjusted Revenue per Share: €10.50 (As of Mar. 2026)

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FRA:71F Virginia National Bankshares Corp FRA:71F
64 GF Score
Price €36.20
GF Value €30.79
! 4 Warning Signs
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What is Virginia National Bankshares Cyclically Adjusted Revenue per Share?

Virginia National Bankshares FRA:71F +0.56% 64 Cyclically Adjusted Revenue per Share is €10.50 as of Mar. 2026. GuruFocus rates FRA:71F with a GF Score™ of 64/100 and a GF Value™ of €30.79. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Virginia National Bankshares's adjusted revenue per share for the three months ended in Mar. 2026 was €2.288. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €10.50 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Virginia National Bankshares's average Cyclically Adjusted Revenue Growth Rate was 3.10% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 2.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 5.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Virginia National Bankshares was 9.50% per year. The lowest was 2.50% per year. And the median was 7.90% per year.

As of today (2026-07-25), Virginia National Bankshares's current stock price is €36.20. Virginia National Bankshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €10.50. Virginia National Bankshares's Cyclically Adjusted PS Ratio of today is 3.45.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Virginia National Bankshares was 6.45. The lowest was 2.02. And the median was 3.33.


Virginia National Bankshares  (FRA:71F) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Virginia National Bankshares's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=36.20/10.50
=3.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Virginia National Bankshares was 6.45. The lowest was 2.02. And the median was 3.33.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Virginia National Bankshares Cyclically Adjusted Revenue per Share Related Terms


Virginia National Bankshares Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Virginia National Bankshares's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Virginia National Bankshares Cyclically Adjusted Revenue per Share Chart

Virginia National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 10.58 11.54 11.54 10.40

Virginia National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.93 9.79 10.40 10.50 0.00

FRA:71F vs FBLA, NKSH, INBK: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Virginia National Bankshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Virginia National Bankshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Virginia National Bankshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Virginia National Bankshares's Cyclically Adjusted PS Ratio falls into.


FRA:71F
64GF Score
Virginia National Bankshares Corp FRA:71F
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Virginia National Bankshares Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Virginia National Bankshares's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.288/330.2130*330.2130
=2.288

Current CPI (Mar. 2026) = 330.2130.

Virginia National Bankshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.931 241.018 2.646
201609 2.020 241.428 2.763
201612 2.230 241.432 3.050
201703 2.126 243.801 2.880
201706 2.230 244.955 3.006
201709 2.087 246.819 2.792
201712 2.326 246.524 3.116
201803 2.240 249.554 2.964
201806 2.229 251.989 2.921
201809 2.249 252.439 2.942
201812 2.212 251.233 2.907
201903 2.147 254.202 2.789
201906 2.316 256.143 2.986
201909 2.256 256.759 2.901
201912 2.354 256.974 3.025
202003 2.318 258.115 2.965
202006 2.383 257.797 3.052
202009 2.322 260.280 2.946
202012 2.630 260.474 3.334
202103 2.159 264.877 2.692
202106 2.514 271.696 3.055
202109 2.686 274.310 3.233
202112 2.664 278.802 3.155
202203 2.323 287.504 2.668
202206 2.850 296.311 3.176
202209 3.130 296.808 3.482
202212 3.575 296.797 3.978
202303 2.726 301.836 2.982
202306 2.704 305.109 2.926
202309 2.387 307.789 2.561
202312 2.203 306.746 2.372
202403 2.178 312.332 2.303
202406 2.220 314.175 2.333
202409 2.250 315.301 2.356
202412 2.469 315.605 2.583
202503 2.406 319.799 2.484
202506 2.257 322.561 2.311
202509 2.265 324.800 2.303
202512 2.363 324.054 2.408
202603 2.288 330.213 2.288

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €10.50 mean?
Virginia National Bankshares (FRA:71F) has a Cyclically Adjusted Revenue per Share of €10.50 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Virginia National Bankshares and its competitors.
Is Virginia National Bankshares' Cyclically Adjusted Revenue per Share too high?
Virginia National Bankshares' current Cyclically Adjusted Revenue per Share is €10.50. Overall, Virginia National Bankshares has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' Cyclically Adjusted Revenue per Share compare to FBLA and NKSH?
Virginia National Bankshares' Cyclically Adjusted Revenue per Share of €10.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Virginia National Bankshares and its competitors. Virginia National Bankshares's current Cyclically Adjusted Revenue per Share is €10.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Virginia National Bankshares (FRA:71F) has a current Cyclically Adjusted Revenue per Share of €10.50. The stock's GF Value™ is €30.79, compared to a current price of €36.20 — trading 17.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €10.50. Virginia National Bankshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Virginia National Bankshares (FRA:71F), the current Cyclically Adjusted Revenue per Share is €10.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virginia National Bankshares (FRA:71F) Overvalued in 2026?

Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued. The current stock price of €36.20 is trading 17.6% above its estimated GF Value™ of €30.79.

Key valuation signals for FRA:71F:

  • Cyclically Adjusted Revenue per Share: €10.50
  • GF Value™: €30.79 vs. price of €36.20 (17.6% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:71F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Virginia National Bankshares Business Description

Other Exchanges VABK:USA
Address 404 People Place, Charlottesville, VA, USA, 22911
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
64GF Score

Get the complete analysis for FRA:71F

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.20
Price
€30.79
GF Value