Virginia National Bankshares (FRA:71F) Change In Receivables: €3.69 Mil (TTM As of Mar. 2026)

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FRA:71F Virginia National Bankshares Corp FRA:71F
64 GF Score
Price €38.60
GF Value €30.89
! 5 Warning Signs
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What is Virginia National Bankshares Change In Receivables?

Virginia National Bankshares FRA:71F +2.12% 64 Change In Receivables is €3.69 Mil as of Mar. 2026. GuruFocus rates FRA:71F with a GF Score™ of 64/100 and a GF Value™ of €30.89. The stock has 5 warning signs investors should review.

Virginia National Bankshares's change in receivables for the quarter that ended in Mar. 2026 was €0.59 Mil. It means Virginia National Bankshares's Accounts Receivable declined by €0.59 Mil from Dec. 2025 to Mar. 2026 .

Virginia National Bankshares's change in receivables for the fiscal year that ended in Dec. 2025 was €0.58 Mil. It means Virginia National Bankshares's Accounts Receivable declined by €0.58 Mil from Dec. 2024 to Dec. 2025 .

Virginia National Bankshares's Accounts Receivable for the quarter that ended in Mar. 2026 was €0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Virginia National Bankshares's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Virginia National Bankshares's liquidation value for the three months ended in Mar. 2026 was €-1,039.85 Mil.


Virginia National Bankshares  (FRA:71F) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Virginia National Bankshares's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/12.452*91
=0.00

2. In Ben Graham's calculation of liquidation value, Virginia National Bankshares's accounts receivable are only considered to be worth 75% of book value:

Virginia National Bankshares's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=224.495-1264.342+0.75 * 0+0.5 * 0
=-1,039.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Virginia National Bankshares Change In Receivables Related Terms


Virginia National Bankshares Change In Receivables Historical Data

* Premium members only.

The historical data trend for Virginia National Bankshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Virginia National Bankshares Change In Receivables Chart

Virginia National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.31 -0.78 0.05 -1.32 0.58

Virginia National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.08 0.87 0.15 0.59 0.00
FRA:71F
64GF Score
Virginia National Bankshares Corp FRA:71F
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Virginia National Bankshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.69 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €3.69 Mil mean?
Virginia National Bankshares (FRA:71F) has a Change In Receivables of €3.69 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Virginia National Bankshares and its competitors.
Is Virginia National Bankshares' Change In Receivables too high?
Virginia National Bankshares' current Change In Receivables is €3.69 Mil. Overall, Virginia National Bankshares has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' Change In Receivables compare to RMBI and MRBK?
Virginia National Bankshares' Change In Receivables of €3.69 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Virginia National Bankshares and its competitors. Virginia National Bankshares's current Change In Receivables is €3.69 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Virginia National Bankshares (FRA:71F) has a current Change In Receivables of €3.69 Mil. The stock's GF Value™ is €30.89, compared to a current price of €38.60 — trading 25% above its estimated fair value. The current Change In Receivables is €3.69 Mil. Virginia National Bankshares' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Virginia National Bankshares (FRA:71F), the current Change In Receivables is €3.69 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virginia National Bankshares (FRA:71F) Overvalued in 2026?

Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued. The current stock price of €38.60 is trading 25% above its estimated GF Value™ of €30.89.

Key valuation signals for FRA:71F:

  • Change In Receivables: €3.69 Mil
  • GF Value™: €30.89 vs. price of €38.60 (25% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FRA:71F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Virginia National Bankshares Business Description

Other Exchanges VABK:USA
Address 404 People Place, Charlottesville, VA, USA, 22911
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
64GF Score

Get the complete analysis for FRA:71F

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.60
Price
€30.89
GF Value