Virginia National Bankshares (FRA:71F) Long-Term Debt: €20.39 Mil (As of Mar. 2026)

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FRA:71F Virginia National Bankshares Corp FRA:71F
64 GF Score
Price €36.20
GF Value €30.79
! 4 Warning Signs
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What is Virginia National Bankshares Long-Term Debt?

Virginia National Bankshares FRA:71F +0.56% 64 Long-Term Debt is €20.39 Mil as of Mar. 2026. GuruFocus rates FRA:71F with a GF Score™ of 64/100 and a GF Value™ of €30.79. The stock has 4 warning signs investors should review.

Virginia National Bankshares's Long-Term Debt for the quarter that ended in Mar. 2026 was €20.39 Mil.

Virginia National Bankshares's quarterly Long-Term Debt declined from Sep. 2025 (€28.58 Mil) to Dec. 2025 (€20.12 Mil) but then increased from Dec. 2025 (€20.12 Mil) to Mar. 2026 (€20.39 Mil).

Virginia National Bankshares's annual Long-Term Debt declined from Dec. 2023 (€64.15 Mil) to Dec. 2024 (€22.45 Mil) and declined from Dec. 2024 (€22.45 Mil) to Dec. 2025 (€20.12 Mil).

Virginia National Bankshares  (FRA:71F) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Virginia National Bankshares Long-Term Debt Related Terms

Virginia National Bankshares Long-Term Debt Historical Data

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The historical data trend for Virginia National Bankshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Virginia National Bankshares Long-Term Debt Chart

Virginia National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.98 3.22 64.15 22.45 20.12

Virginia National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.95 28.58 20.12 20.39 20.47
FRA:71F
64GF Score
Virginia National Bankshares Corp FRA:71F
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €20.39 Mil mean?
Virginia National Bankshares (FRA:71F) has a Long-Term Debt of €20.39 Mil as of Mar. 2026.
Is Virginia National Bankshares' Long-Term Debt too high?
Virginia National Bankshares' current Long-Term Debt is €20.39 Mil. Overall, Virginia National Bankshares has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' Long-Term Debt compare to FBLA and NKSH?
Virginia National Bankshares' Long-Term Debt of €20.39 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Virginia National Bankshares's current Long-Term Debt is €20.39 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Virginia National Bankshares (FRA:71F) has a current Long-Term Debt of €20.39 Mil. The stock's GF Value™ is €30.79, compared to a current price of €36.20 — trading 17.6% above its estimated fair value. The current Long-Term Debt is €20.39 Mil. Virginia National Bankshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Virginia National Bankshares (FRA:71F), the current Long-Term Debt is €20.39 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virginia National Bankshares (FRA:71F) Overvalued in 2026?

Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued. The current stock price of €36.20 is trading 17.6% above its estimated GF Value™ of €30.79.

Key valuation signals for FRA:71F:

  • Long-Term Debt: €20.39 Mil
  • GF Value™: €30.79 vs. price of €36.20 (17.6% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:71F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Virginia National Bankshares Business Description

Other Exchanges VABK:USA
Address 404 People Place, Charlottesville, VA, USA, 22911
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
64GF Score

Get the complete analysis for FRA:71F

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.20
Price
€30.79
GF Value