Virginia National Bankshares (FRA:71F) Selling, General, & Admin. Expense: €15.15 Mil (TTM As of Mar. 2026)

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FRA:71F Virginia National Bankshares Corp FRA:71F
64 GF Score
Price €36.20
GF Value €30.79
! 4 Warning Signs
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What is Virginia National Bankshares Selling, General, & Admin. Expense?

Virginia National Bankshares FRA:71F +0.56% 64 Selling, General, & Admin. Expense is €15.15 Mil as of Mar. 2026. GuruFocus rates FRA:71F with a GF Score™ of 64/100 and a GF Value™ of €30.79. The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Virginia National Bankshares's selling, general, & admin. expense for the three months ended in Mar. 2026 was €3.84 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was €15.15 Mil.


Virginia National Bankshares  (FRA:71F) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Virginia National Bankshares Selling, General, & Admin. Expense Related Terms


Virginia National Bankshares Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Virginia National Bankshares's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Virginia National Bankshares Selling, General, & Admin. Expense Chart

Virginia National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.85 17.93 16.24 16.58 14.72

Virginia National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.63 3.69 3.74 3.84 3.88

FRA:71F vs FBLA, NKSH, INBK: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Virginia National Bankshares's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Virginia National Bankshares Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Virginia National Bankshares's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Virginia National Bankshares's Selling, General, & Admin. Expense falls into.


FRA:71F
64GF Score
Virginia National Bankshares Corp FRA:71F
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Virginia National Bankshares Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €15.15 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of €15.15 Mil mean?
Virginia National Bankshares (FRA:71F) has a Selling, General, & Admin. Expense of €15.15 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Virginia National Bankshares and its competitors.
Is Virginia National Bankshares' Selling, General, & Admin. Expense too high?
Virginia National Bankshares' current Selling, General, & Admin. Expense is €15.15 Mil. Overall, Virginia National Bankshares has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' Selling, General, & Admin. Expense compare to FBLA and NKSH?
Virginia National Bankshares' Selling, General, & Admin. Expense of €15.15 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Virginia National Bankshares and its competitors. Virginia National Bankshares's current Selling, General, & Admin. Expense is €15.15 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Virginia National Bankshares (FRA:71F) has a current Selling, General, & Admin. Expense of €15.15 Mil. The stock's GF Value™ is €30.79, compared to a current price of €36.20 — trading 17.6% above its estimated fair value. The current Selling, General, & Admin. Expense is €15.15 Mil. Virginia National Bankshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Virginia National Bankshares (FRA:71F), the current Selling, General, & Admin. Expense is €15.15 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virginia National Bankshares (FRA:71F) Overvalued in 2026?

Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued. The current stock price of €36.20 is trading 17.6% above its estimated GF Value™ of €30.79.

Key valuation signals for FRA:71F:

  • Selling, General, & Admin. Expense: €15.15 Mil
  • GF Value™: €30.79 vs. price of €36.20 (17.6% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:71F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Virginia National Bankshares Business Description

Other Exchanges VABK:USA
Address 404 People Place, Charlottesville, VA, USA, 22911
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
64GF Score

Get the complete analysis for FRA:71F

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.20
Price
€30.79
GF Value