Virginia National Bankshares (FRA:71F) Total Payout Ratio: 0.23 (As of Aug. 06, 2026)

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FRA:71F Virginia National Bankshares Corp FRA:71F
64 GF Score
Price €38.60
GF Value €30.89
! 5 Warning Signs
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What is Virginia National Bankshares Total Payout Ratio?

Virginia National Bankshares FRA:71F +2.12% 64 Total Payout Ratio is 0.23 as of Aug. 06, 2026. GuruFocus rates FRA:71F with a GF Score™ of 64/100 and a GF Value™ of €30.89. The stock has 5 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Virginia National Bankshares's current Total Payout Ratio is 0.23.


Virginia National Bankshares Total Payout Ratio Related Terms


Virginia National Bankshares Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Virginia National Bankshares's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Virginia National Bankshares Total Payout Ratio Chart

Virginia National Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.27 0.37 0.45 0.40

Virginia National Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.42 0.33 0.37 0.00

FRA:71F vs RMBI, MRBK, FBLA: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Virginia National Bankshares's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Virginia National Bankshares Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Virginia National Bankshares's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Virginia National Bankshares's Total Payout Ratio falls into.


FRA:71F
64GF Score
Virginia National Bankshares Corp FRA:71F
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Virginia National Bankshares Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Virginia National Bankshares's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -6.493) / 16.449
=0.39

Virginia National Bankshares's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -1.686) / 4.549
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.23 mean?
Virginia National Bankshares (FRA:71F) has a Total Payout Ratio of 0.23 as of Aug. 06, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Virginia National Bankshares and its competitors.
Is Virginia National Bankshares' Total Payout Ratio too high?
Virginia National Bankshares' current Total Payout Ratio is 0.23. Overall, Virginia National Bankshares has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' Total Payout Ratio compare to RMBI and MRBK?
Virginia National Bankshares' Total Payout Ratio of 0.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Virginia National Bankshares and its competitors. Virginia National Bankshares's current Total Payout Ratio is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Virginia National Bankshares (FRA:71F) has a current Total Payout Ratio of 0.23. The stock's GF Value™ is €30.89, compared to a current price of €38.60 — trading 25% above its estimated fair value. The current Total Payout Ratio is 0.23. Virginia National Bankshares' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Virginia National Bankshares (FRA:71F), the current Total Payout Ratio is 0.23 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virginia National Bankshares (FRA:71F) Overvalued in 2026?

Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued. The current stock price of €38.60 is trading 25% above its estimated GF Value™ of €30.89.

Key valuation signals for FRA:71F:

  • Total Payout Ratio: 0.23
  • GF Value™: €30.89 vs. price of €38.60 (25% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the FRA:71F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Virginia National Bankshares Business Description

Other Exchanges VABK:USA
Address 404 People Place, Charlottesville, VA, USA, 22911
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
64GF Score

Get the complete analysis for FRA:71F

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.60
Price
€30.89
GF Value