Virginia National Bankshares (FRA:71F) 3-Year Share Buyback Ratio: -0.30% (As of Jun. 2026)

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FRA:71F Virginia National Bankshares Corp FRA:71F
65 GF Score
Price €37.20
GF Value €31.60
! 4 Warning Signs
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What is Virginia National Bankshares 3-Year Share Buyback Ratio?

Virginia National Bankshares FRA:71F +1.09% 65 3-Year Share Buyback Ratio is -0.30 as of Jun. 2026. GuruFocus rates FRA:71F with a GF Score™ of 65/100 and a GF Value™ of €31.60. The stock has 4 warning signs investors should review. Among 1,036 Banks companies, Virginia National Bankshares ranks worse than 51.93% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Virginia National Bankshares's current 3-Year Share Buyback Ratio was -0.30%.

The historical rank and industry rank for Virginia National Bankshares's 3-Year Share Buyback Ratio or its related term are showing as below:

FRA:71F' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -25.7   Med: -1.5   Max: 4.1
Current: -0.3

During the past 13 years, Virginia National Bankshares's highest 3-Year Share Buyback Ratio was 4.10%. The lowest was -25.70%. And the median was -1.50%.

FRA:71F's 3-Year Share Buyback Ratio is ranked worse than
51.93% of 1036 companies
in the Banks industry
Industry Median: -0.2 vs FRA:71F: -0.30

Virginia National Bankshares (FRA:71F) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Virginia National Bankshares 3-Year Share Buyback Ratio Related Terms


FRA:71F vs FFMH, FFBB, RMBI: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Virginia National Bankshares's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Virginia National Bankshares 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Virginia National Bankshares's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Virginia National Bankshares's 3-Year Share Buyback Ratio falls into.


FRA:71F
65GF Score
Virginia National Bankshares Corp FRA:71F
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Virginia National Bankshares 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -0.30 mean?
Virginia National Bankshares (FRA:71F) has a 3-Year Share Buyback Ratio of -0.30 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Virginia National Bankshares and its competitors. According to the industry distribution chart, Virginia National Bankshares ranks #538 out of 1036 companies in the Banks industry, placing it in the top 51.9%.
Is Virginia National Bankshares' 3-Year Share Buyback Ratio too high?
Virginia National Bankshares' current 3-Year Share Buyback Ratio is -0.30. Based on the distribution chart, Virginia National Bankshares ranks #538 out of 1036 companies in the Banks industry, which is below the industry midpoint. Overall, Virginia National Bankshares has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' 3-Year Share Buyback Ratio compare to FFMH and FFBB?
According to the Banks industry distribution chart, Virginia National Bankshares ranks #538 out of 1036 companies for 3-Year Share Buyback Ratio. This places Virginia National Bankshares in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Virginia National Bankshares and its competitors. Virginia National Bankshares's current 3-Year Share Buyback Ratio is -0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Virginia National Bankshares (FRA:71F) has a current 3-Year Share Buyback Ratio of -0.30. The stock's GF Value™ is €31.60, compared to a current price of €37.20 — trading 17.7% above its estimated fair value. The current 3-Year Share Buyback Ratio is -0.30. Virginia National Bankshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Virginia National Bankshares (FRA:71F), the current 3-Year Share Buyback Ratio is -0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virginia National Bankshares (FRA:71F) Overvalued in 2026?

Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued. The current stock price of €37.20 is trading 17.7% above its estimated GF Value™ of €31.60.

Key valuation signals for FRA:71F:

  • 3-Year Share Buyback Ratio: -0.30
  • GF Value™: €31.60 vs. price of €37.20 (17.7% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the FRA:71F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Virginia National Bankshares Business Description

Other Exchanges VABK:USA
Address 404 People Place, Charlottesville, VA, USA, 22911
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
65GF Score

Get the complete analysis for FRA:71F

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.20
Price
€31.60
GF Value