Virginia National Bankshares (FRA:71F) Profitability Rank: 5 (As of Jun. 2026) — Near Median

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FRA:71F Virginia National Bankshares Corp FRA:71F
65 GF Score
Price €37.60
GF Value €31.95
! 4 Warning Signs
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What is Virginia National Bankshares Profitability Rank?

Virginia National Bankshares FRA:71F -1.57% 65 Profitability Rank is 5 as of Jun. 2026, which is at its 10-year median of 5.00. GuruFocus rates FRA:71F with a GF Score™ of 65/100 and a GF Value™ of €31.95. The stock has 4 warning signs investors should review.

Virginia National Bankshares has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Virginia National Bankshares's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, Virginia National Bankshares's Piotroski F-Score is 7.


Virginia National Bankshares Profitability Rank Related Terms


FRA:71F vs RMBI, MRBK, FBLA: Profitability Rank Comparison

For the Banks - Regional subindustry, Virginia National Bankshares's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Virginia National Bankshares Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Virginia National Bankshares's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Virginia National Bankshares's Profitability Rank falls into.


FRA:71F
65GF Score
Virginia National Bankshares Corp FRA:71F
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Virginia National Bankshares Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Virginia National Bankshares has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Virginia National Bankshares's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 13.122
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Virginia National Bankshares has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Virginia National Bankshares (FRA:71F) has a Profitability Rank of 5 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Virginia National Bankshares and its competitors. This is near median its historical median of 5.00. Over the past decade, Virginia National Bankshares' Profitability Rank has ranged from 4.00 to 6.00.
Is Virginia National Bankshares' Profitability Rank too high?
Virginia National Bankshares' current Profitability Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 6.00. Overall, Virginia National Bankshares has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' Profitability Rank compare to RMBI and MRBK?
Virginia National Bankshares' Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Virginia National Bankshares' own Profitability Rank has ranged from 4.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Virginia National Bankshares and its competitors. Virginia National Bankshares's current Profitability Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Virginia National Bankshares (FRA:71F) has a current Profitability Rank of 5. The stock's GF Value™ is €31.95, compared to a current price of €37.60 — trading 17.7% above its estimated fair value. The current Profitability Rank is 5, which is near median its 10-year median of 5.00. Virginia National Bankshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Virginia National Bankshares (FRA:71F), the current Profitability Rank is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virginia National Bankshares (FRA:71F) Overvalued in 2026?

Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued. The current stock price of €37.60 is trading 17.7% above its estimated GF Value™ of €31.95.

Key valuation signals for FRA:71F:

  • Profitability Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: €31.95 vs. price of €37.60 (17.7% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the FRA:71F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Virginia National Bankshares Business Description

Other Exchanges VABK:USA
Address 404 People Place, Charlottesville, VA, USA, 22911
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
65GF Score

Get the complete analysis for FRA:71F

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.60
Price
€31.95
GF Value