Cass Information Systems (FRA:CC3) Cyclically Adjusted Revenue per Share: €11.36 (As of Mar. 2026)

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FRA:CC3 Cass Information Systems Inc FRA:CC3
61 GF Score
Price €45.80
GF Value €42.53
! 6 Warning Signs
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What is Cass Information Systems Cyclically Adjusted Revenue per Share?

Cass Information Systems FRA:CC3 +0.88% 61 Cyclically Adjusted Revenue per Share is €11.36 as of Mar. 2026. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €42.53. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Cass Information Systems's adjusted revenue per share for the three months ended in Mar. 2026 was €3.233. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €11.36 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Cass Information Systems's average Cyclically Adjusted Revenue Growth Rate was 5.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.00% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Cass Information Systems was 8.90% per year. The lowest was 4.00% per year. And the median was 6.20% per year.

As of today (2026-07-15), Cass Information Systems's current stock price is €45.80. Cass Information Systems's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €11.36. Cass Information Systems's Cyclically Adjusted PS Ratio of today is 4.03.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Cass Information Systems was 7.87. The lowest was 2.96. And the median was 4.41.


Cass Information Systems  (FRA:CC3) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Cass Information Systems's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=45.80/11.36
=4.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Cass Information Systems was 7.87. The lowest was 2.96. And the median was 4.41.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Cass Information Systems Cyclically Adjusted Revenue per Share Related Terms


Cass Information Systems Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Cass Information Systems's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cass Information Systems Cyclically Adjusted Revenue per Share Chart

Cass Information Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.72 9.92 10.47 11.43 10.77

Cass Information Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.04 10.68 10.70 10.77 11.36

FRA:CC3 vs SPIR, TRNS, QUAD: Cyclically Adjusted Revenue per Share Comparison

For the Specialty Business Services subindustry, Cass Information Systems's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems Cyclically Adjusted PS Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's Cyclically Adjusted PS Ratio falls into.


FRA:CC3
61GF Score
Cass Information Systems Inc FRA:CC3
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cass Information Systems Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cass Information Systems's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.233/330.2130*330.2130
=3.233

Current CPI (Mar. 2026) = 330.2130.

Cass Information Systems Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.849 241.018 2.533
201609 1.894 241.428 2.591
201612 1.805 241.432 2.469
201703 2.024 243.801 2.741
201706 2.005 244.955 2.703
201709 1.930 246.819 2.582
201712 1.738 246.524 2.328
201803 1.958 249.554 2.591
201806 2.084 251.989 2.731
201809 2.158 252.439 2.823
201812 1.974 251.233 2.595
201903 2.324 254.202 3.019
201906 2.373 256.143 3.059
201909 2.507 256.759 3.224
201912 2.047 256.974 2.630
202003 2.379 258.115 3.044
202006 2.096 257.797 2.685
202009 2.086 260.280 2.646
202012 1.773 260.474 2.248
202103 2.111 264.877 2.632
202106 2.162 271.696 2.628
202109 2.322 274.310 2.795
202112 2.105 278.802 2.493
202203 2.783 287.504 3.196
202206 3.036 296.311 3.383
202209 3.494 296.808 3.887
202212 2.841 296.797 3.161
202303 3.302 301.836 3.612
202306 3.204 305.109 3.468
202309 3.352 307.789 3.596
202312 1.434 306.746 1.544
202403 3.017 312.332 3.190
202406 2.983 314.175 3.135
202409 3.031 315.301 3.174
202412 2.570 315.605 2.689
202503 3.208 319.799 3.312
202506 2.849 322.561 2.917
202509 3.171 324.800 3.224
202512 2.578 324.054 2.627
202603 3.233 330.213 3.233

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €11.36 mean?
Cass Information Systems (FRA:CC3) has a Cyclically Adjusted Revenue per Share of €11.36 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cass Information Systems and its competitors.
Is Cass Information Systems' Cyclically Adjusted Revenue per Share too high?
Cass Information Systems' current Cyclically Adjusted Revenue per Share is €11.36. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' Cyclically Adjusted Revenue per Share compare to SPIR and TRNS?
Cass Information Systems' Cyclically Adjusted Revenue per Share of €11.36 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Business Services company?
A good Cyclically Adjusted Revenue per Share depends on the Business Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cass Information Systems and its competitors. Cass Information Systems's current Cyclically Adjusted Revenue per Share is €11.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (FRA:CC3) has a current Cyclically Adjusted Revenue per Share of €11.36. The stock's GF Value™ is €42.53, compared to a current price of €45.80 — trading 7.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €11.36. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current Cyclically Adjusted Revenue per Share is €11.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (FRA:CC3) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of €45.80 is trading 7.7% above its estimated GF Value™ of €42.53.

Key valuation signals for FRA:CC3:

  • Cyclically Adjusted Revenue per Share: €11.36
  • GF Value™: €42.53 vs. price of €45.80 (7.7% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cass Information Systems Business Description

Other Exchanges CASS:USA
Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score

Get the complete analysis for FRA:CC3

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.80
Price
€42.53
GF Value