Cass Information Systems (FRA:CC3) Dividend Payout Ratio: 0.49 (As of Mar. 2026) — Near Median


FRA:CC3 Cass Information Systems Inc FRA:CC3
61 GF Score
Price €45.20
GF Value €42.21
! 6 Warning Signs
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What is Cass Information Systems Dividend Payout Ratio?

Cass Information Systems FRA:CC3 +1.35% 61 Dividend Payout Ratio is 0.49 as of Mar. 2026, which is 4% below its 10-year median of 0.51. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €42.21. The stock has 6 warning signs investors should review. Among 517 Business Services companies, Cass Information Systems ranks worse than 60.35% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Cass Information Systems's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.49.

The historical rank and industry rank for Cass Information Systems's Dividend Payout Ratio or its related term are showing as below:

FRA:CC3' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.51   Max: 0.9
Current: 0.52


During the past 13 years, the highest Dividend Payout Ratio of Cass Information Systems was 0.90. The lowest was 0.39. And the median was 0.51.

FRA:CC3's Dividend Payout Ratio is ranked worse than
60.35% of 517 companies
in the Business Services industry
Industry Median: 0.44 vs FRA:CC3: 0.52

As of today (2026-06-30), the Dividend Yield % of Cass Information Systems is 2.45%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Cass Information Systems was 3.44%. The lowest was 1.18%. And the median was 2.56%.

Cass Information Systems's Dividends per Share for the months ended in Mar. 2026 was €0.28.

During the past 12 months, Cass Information Systems's average Dividends Per Share Growth Rate was 3.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cass Information Systems was 19.80% per year. The lowest was 2.50% per year. And the median was 9.35% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Cass Information Systems (FRA:CC3) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Cass Information Systems Dividend Payout Ratio Related Terms


Cass Information Systems Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Cass Information Systems's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cass Information Systems Dividend Payout Ratio Chart

Cass Information Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.45 0.58 0.90 0.51

Cass Information Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.49 0.82 0.45 0.47 0.49

FRA:CC3 vs SPIR, TRNS, QUAD: Dividend Payout Ratio Comparison

For the Specialty Business Services subindustry, Cass Information Systems's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems Dividend Payout Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's Dividend Payout Ratio falls into.


FRA:CC3
61GF Score
Cass Information Systems Inc FRA:CC3
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cass Information Systems Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Cass Information Systems's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.067/ 2.101
=0.51

Cass Information Systems's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.277/ 0.571
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.49 mean?
Cass Information Systems (FRA:CC3) has a Dividend Payout Ratio of 0.49 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cass Information Systems and its competitors. This is near median its historical median of 0.51. Over the past decade, Cass Information Systems' Dividend Payout Ratio has ranged from 0.39 to 0.90. According to the industry distribution chart, Cass Information Systems ranks #312 out of 517 companies in the Business Services industry, placing it in the top 60.3%.
Is Cass Information Systems' Dividend Payout Ratio too high?
Cass Information Systems' current Dividend Payout Ratio of 0.49 is near median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 0.90. The Business Services industry median Dividend Payout Ratio is 0.44. Cass Information Systems' value of 0.49 is 11.4% above this industry median. Based on the distribution chart, Cass Information Systems ranks #312 out of 517 companies in the Business Services industry, which is below the industry midpoint. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' Dividend Payout Ratio compare to SPIR and TRNS?
According to the Business Services industry distribution chart, Cass Information Systems ranks #312 out of 517 companies for Dividend Payout Ratio. This places Cass Information Systems in the lower half of its industry. The industry median Dividend Payout Ratio is 0.44. Cass Information Systems' value of 0.49 is 11.4% above this benchmark. Historically, Cass Information Systems' own Dividend Payout Ratio has ranged from 0.39 to 0.90 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 0.44, Cass Information Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Business Services company?
The median Dividend Payout Ratio among Business Services companies is 0.44, based on 517 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cass Information Systems's current Dividend Payout Ratio of 0.49 is 11.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cass Information Systems and its competitors. For the Business Services industry, the median Dividend Payout Ratio is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cass Information Systems's current Dividend Payout Ratio is 0.49, which is near median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (FRA:CC3) has a current Dividend Payout Ratio of 0.49. The stock's GF Value™ is €42.21, compared to a current price of €45.20 — trading 7.1% above its estimated fair value. The current Dividend Payout Ratio is 0.49, which is near median its 10-year median of 0.51 and 11.4% above the Business Services industry median of 0.44. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current Dividend Payout Ratio is 0.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (FRA:CC3) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of €45.20 is trading 7.1% above its estimated GF Value™ of €42.21.

Key valuation signals for FRA:CC3:

  • Dividend Payout Ratio: 0.49 (near median its 10-year median of 0.51)
  • GF Value™: €42.21 vs. price of €45.20 (7.1% above fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 11.4% above the Business Services median (#312 of 517)

No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cass Information Systems Business Description

Other Exchanges CASS:USA
Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score

Get the complete analysis for FRA:CC3

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.20
Price
€42.21
GF Value