Cass Information Systems (FRA:CC3) OCF Yield %: 4.58 (As of Jun. 29, 2026) — 30% Below Median


FRA:CC3 Cass Information Systems Inc FRA:CC3
61 GF Score
Price €44.60
GF Value €41.41
! 6 Warning Signs
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What is Cass Information Systems OCF Yield %?

Cass Information Systems FRA:CC3 61 OCF Yield % is 4.58 as of Jun. 29, 2026, which is 30% below its 10-year median of 6.52. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €41.41. The stock has 6 warning signs investors should review. Among 1,088 Business Services companies, Cass Information Systems ranks worse than 61.4% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Cass Information Systems's Trailing 12-Month Cash Flow from Operations is €26.1 Mil, and Market Cap is €584.2 Mil. Therefore, Cass Information Systems's OCF Yield % for today is 4.58%.

The historical rank and industry rank for Cass Information Systems's OCF Yield % or its related term are showing as below:

FRA:CC3' s OCF Yield % Range Over the Past 10 Years
Min: 4.02   Med: 6.52   Max: 10.33
Current: 4.58


During the past 13 years, the highest OCF Yield % of Cass Information Systems was 10.33%. The lowest was 4.02%. And the median was 6.52%.

FRA:CC3's OCF Yield % is ranked worse than
61.4% of 1088 companies
in the Business Services industry
Industry Median: 7.465 vs FRA:CC3: 4.58

Cass Information Systems's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Cass Information Systems OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Cass Information Systems OCF Yield % Related Terms


Cass Information Systems OCF Yield % Historical Data

* Premium members only.

The historical data trend for Cass Information Systems's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cass Information Systems OCF Yield % Chart

Cass Information Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.32 8.41 5.99 7.03 6.95

Cass Information Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.16 -0.90 9.52 3.60 10.08

FRA:CC3 vs SPIR, TRNS, QUAD: OCF Yield % Comparison

For the Specialty Business Services subindustry, Cass Information Systems's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems OCF Yield % vs Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's OCF Yield % falls into.


FRA:CC3
61GF Score
Cass Information Systems Inc FRA:CC3
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cass Information Systems OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Cass Information Systems's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=31.971 / 459.8808
=6.95%

Cass Information Systems's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=12.585 * 4 / 499.356
=10.08%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 4.58 mean?
Cass Information Systems (FRA:CC3) has a OCF Yield % of 4.58 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Cass Information Systems and its competitors. This is 30% below median its historical median of 6.52. Over the past decade, Cass Information Systems' OCF Yield % has ranged from 4.02 to 10.33. According to the industry distribution chart, Cass Information Systems ranks #668 out of 1088 companies in the Business Services industry, placing it in the top 61.4%.
Is Cass Information Systems' OCF Yield % too high?
Cass Information Systems' current OCF Yield % of 4.58 is 30% below median its 10-year median of 6.52. Over the past 10 years, this metric has ranged from a low of 4.02 to a high of 10.33. The Business Services industry median OCF Yield % is 7.47. Cass Information Systems' value of 4.58 is 38.6% below this industry median. Based on the distribution chart, Cass Information Systems ranks #668 out of 1088 companies in the Business Services industry, which is below the industry midpoint. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' OCF Yield % compare to SPIR and TRNS?
According to the Business Services industry distribution chart, Cass Information Systems ranks #668 out of 1088 companies for OCF Yield %. This places Cass Information Systems in the lower half of its industry. The industry median OCF Yield % is 7.47. Cass Information Systems' value of 4.58 is 38.6% below this benchmark. Historically, Cass Information Systems' own OCF Yield % has ranged from 4.02 to 10.33 over the past decade. While the company's 10-year median is 6.52 vs. the industry median of 7.47, Cass Information Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Business Services company?
The median OCF Yield % among Business Services companies is 7.47, based on 1,088 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cass Information Systems's current OCF Yield % of 4.58 is 38.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Cass Information Systems and its competitors. For the Business Services industry, the median OCF Yield % is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cass Information Systems's current OCF Yield % is 4.58, which is 30% below median its own 10-year median of 6.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (FRA:CC3) has a current OCF Yield % of 4.58. The stock's GF Value™ is €41.41, compared to a current price of €44.60 — trading 7.7% above its estimated fair value. The current OCF Yield % is 4.58, which is 30% below median its 10-year median of 6.52 and 38.6% below the Business Services industry median of 7.47. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current OCF Yield % is 4.58 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (FRA:CC3) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of €44.60 is trading 7.7% above its estimated GF Value™ of €41.41.

Key valuation signals for FRA:CC3:

  • OCF Yield %: 4.58 (30% below median its 10-year median of 6.52)
  • GF Value™: €41.41 vs. price of €44.60 (7.7% above fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 38.6% below the Business Services median (#668 of 1088)

No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cass Information Systems Business Description

Other Exchanges CASS:USA
Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score

Get the complete analysis for FRA:CC3

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.60
Price
€41.41
GF Value