Cass Information Systems (FRA:CC3) Margin of Safety % (DCF Dividends Based): -83.49% (As of Jul. 03, 2026)


FRA:CC3 Cass Information Systems Inc FRA:CC3
61 GF Score
Price €45.80
GF Value €41.81
! 6 Warning Signs
View Full Analysis

What is Cass Information Systems Margin of Safety % (DCF Dividends Based)?

Cass Information Systems FRA:CC3 +2.23% 61 Margin of Safety % (DCF Dividends Based) is -83.49% as of Jul. 03, 2026. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €41.81. The stock has 6 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-03), Cass Information Systems's Predictability Rank is 2.5-Stars. Cass Information Systems's intrinsic value calculated from the Discounted Dividend model is €23.88 and current share price is €45.80. Consequently,

Cass Information Systems's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is -83.49%.

FRA:CC3 vs SPIR, TRNS, QUAD: Margin of Safety % (DCF Dividends Based) Comparison

For the Specialty Business Services subindustry, Cass Information Systems's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cass Information Systems Margin of Safety % (DCF Dividends Based) vs Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's Margin of Safety % (DCF Dividends Based) falls into.


FRA:CC3
61GF Score
Cass Information Systems Inc FRA:CC3
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cass Information Systems Margin of Safety % (DCF Dividends Based) Calculation

Cass Information Systems's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(24.96-45.80)/24.96
=-83.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of -83.49% mean?
Cass Information Systems (FRA:CC3) has a Margin of Safety % (DCF Dividends Based) of -83.49% as of Jul. 03, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Cass Information Systems.
Is Cass Information Systems' Margin of Safety % (DCF Dividends Based) too high?
Cass Information Systems' current Margin of Safety % (DCF Dividends Based) is -83.49%. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' Margin of Safety % (DCF Dividends Based) compare to SPIR and TRNS?
Cass Information Systems' Margin of Safety % (DCF Dividends Based) of -83.49% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Business Services company?
A good Margin of Safety % (DCF Dividends Based) depends on the Business Services industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Cass Information Systems. Cass Information Systems's current Margin of Safety % (DCF Dividends Based) is -83.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (FRA:CC3) has a current Margin of Safety % (DCF Dividends Based) of -83.49%. The stock's GF Value™ is €41.81, compared to a current price of €45.80 — trading 9.5% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is -83.49%. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current Margin of Safety % (DCF Dividends Based) is -83.49% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (FRA:CC3) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of €45.80 is trading 9.5% above its estimated GF Value™ of €41.81.

Key valuation signals for FRA:CC3:

  • Margin of Safety % (DCF Dividends Based): -83.49%
  • GF Value™: €41.81 vs. price of €45.80 (9.5% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cass Information Systems Business Description

Other Exchanges CASS:USA
Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score

Get the complete analysis for FRA:CC3

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.80
Price
€41.81
GF Value