Cass Information Systems (FRA:CC3) ROE % Adjusted to Book Value: 6.14% (As of Mar. 2026)


FRA:CC3 Cass Information Systems Inc FRA:CC3
61 GF Score
Price €45.20
GF Value €42.21
! 6 Warning Signs
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What is Cass Information Systems ROE % Adjusted to Book Value?

Cass Information Systems FRA:CC3 +1.35% 61 ROE % Adjusted to Book Value is 6.14% as of Mar. 2026. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €42.21. The stock has 6 warning signs investors should review.

Cass Information Systems's ROE % for the quarter that ended in Mar. 2026 was 14.67%. Cass Information Systems's PB Ratio for the quarter that ended in Mar. 2026 was 2.39. Cass Information Systems's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.14%.


Cass Information Systems ROE % Adjusted to Book Value Related Terms


Cass Information Systems ROE % Adjusted to Book Value Historical Data

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The historical data trend for Cass Information Systems's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cass Information Systems ROE % Adjusted to Book Value Chart

Cass Information Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.27 5.36 5.07 3.52 6.34

Cass Information Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.27 6.04 7.00 6.07 6.14

FRA:CC3 vs SPIR, TRNS, QUAD: ROE % Adjusted to Book Value Comparison

For the Specialty Business Services subindustry, Cass Information Systems's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems ROE % Adjusted to Book Value vs Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's ROE % Adjusted to Book Value falls into.


FRA:CC3
61GF Score
Cass Information Systems Inc FRA:CC3
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Cass Information Systems ROE % Adjusted to Book Value Calculation

Cass Information Systems's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.07% / 2.22
=6.34%

Cass Information Systems's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.67% / 2.39
=6.14%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.14% mean?
Cass Information Systems (FRA:CC3) has a ROE % Adjusted to Book Value of 6.14% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Cass Information Systems and its competitors.
Is Cass Information Systems' ROE % Adjusted to Book Value too high?
Cass Information Systems' current ROE % Adjusted to Book Value is 6.14%. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' ROE % Adjusted to Book Value compare to SPIR and TRNS?
Cass Information Systems' ROE % Adjusted to Book Value of 6.14% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Business Services company?
A good ROE % Adjusted to Book Value depends on the Business Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Cass Information Systems and its competitors. Cass Information Systems's current ROE % Adjusted to Book Value is 6.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (FRA:CC3) has a current ROE % Adjusted to Book Value of 6.14%. The stock's GF Value™ is €42.21, compared to a current price of €45.20 — trading 7.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 6.14%. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current ROE % Adjusted to Book Value is 6.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (FRA:CC3) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of €45.20 is trading 7.1% above its estimated GF Value™ of €42.21.

Key valuation signals for FRA:CC3:

  • ROE % Adjusted to Book Value: 6.14%
  • GF Value™: €42.21 vs. price of €45.20 (7.1% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cass Information Systems Business Description

Other Exchanges CASS:USA
Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.20
Price
€42.21
GF Value