Cass Information SystemsFRA:CC3 61 PEG Ratio is 54.13 as of Jul. 02, 2026, which is 953% above its 10-year median of 5.14. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €41.05. The stock has 6 warning signs investors should review. Among 447 Business Services companies, Cass Information Systems ranks worse than 98.88% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Cass Information Systems's PEG Ratio or its related term are showing as below:
FRA:CC3'
s PEG Ratio Range Over the Past 10 Years
Min: 2.82 Med: 5.14 Max: 355.8
Current: 54.33
During the past 13 years, Cass Information Systems's highest PEG Ratio was 355.80. The lowest was 2.82. And the median was 5.14.
FRA:CC3's PEG Ratio is ranked worse than 98.88% of 447
companies
in the Business Services industry
Industry Median: 1.19
vs FRA:CC3: 54.33
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Cass Information Systems (FRA:CC3) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Cass Information Systems PEG Ratio Related Terms
Cass Information Systems PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Business Services subindustry, Cass Information Systems's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cass Information Systems PEG Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Cass Information Systems's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Cass Information Systems's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Cass Information Systems (FRA:CC3) has a PEG Ratio of 54.13 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Cass Information Systems and its competitors. This is 953% above median its historical median of 5.14. Over the past decade, Cass Information Systems' PEG Ratio has ranged from 2.82 to 355.80. According to the industry distribution chart, Cass Information Systems ranks #442 out of 447 companies in the Business Services industry, placing it in the top 98.9%.
Is Cass Information Systems' PEG Ratio too high?
Cass Information Systems' current PEG Ratio of 54.13 is 953% above median its 10-year median of 5.14. Over the past 10 years, this metric has ranged from a low of 2.82 to a high of 355.80. The Business Services industry median PEG Ratio is 1.19. Cass Information Systems' value of 54.13 is 4448.7% above this industry median. Based on the distribution chart, Cass Information Systems ranks #442 out of 447 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' PEG Ratio compare to SPIR and TRNS?
According to the Business Services industry distribution chart, Cass Information Systems ranks #442 out of 447 companies for PEG Ratio. This places Cass Information Systems in the lower half of its industry. The industry median PEG Ratio is 1.19. Cass Information Systems' value of 54.13 is 4448.7% above this benchmark. Historically, Cass Information Systems' own PEG Ratio has ranged from 2.82 to 355.80 over the past decade. While the company's 10-year median is 5.14 vs. the industry median of 1.19, Cass Information Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Business Services company?
The median PEG Ratio among Business Services companies is 1.19, based on 447 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cass Information Systems's current PEG Ratio of 54.13 is 4448.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Cass Information Systems and its competitors. For the Business Services industry, the median PEG Ratio is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cass Information Systems's current PEG Ratio is 54.13, which is 953% above median its own 10-year median of 5.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (FRA:CC3) has a current PEG Ratio of 54.13. The stock's GF Value™ is €41.05, compared to a current price of €44.80 — trading 9.1% above its estimated fair value. The current PEG Ratio is 54.13, which is 953% above median its 10-year median of 5.14 and 4448.7% above the Business Services industry median of 1.19. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current PEG Ratio is 54.13 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cass Information Systems (FRA:CC3) Overvalued in 2026?
Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued.
The current stock price of €44.80 is trading 9.1% above its estimated GF Value™ of €41.05.
Key valuation signals for FRA:CC3:
PEG Ratio: 54.13 (953% above median its 10-year median of 5.14)
GF Value™: €41.05 vs. price of €44.80 (9.1% above fair value)
Industry Position: 4448.7% above the Business Services median (#442 of 447)
No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score
Get the complete analysis for FRA:CC3
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:CC3 has been successfully added to your 
