Cass Information Systems (FRA:CC3) LT-Debt-to-Total-Asset: 0.00 (As of Mar. 2026)

What is Cass Information Systems LT-Debt-to-Total-Asset?

Cass Information Systems FRA:CC3 61 LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €41.84. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Cass Information Systems's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.00.

Cass Information Systems's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.00) to Mar. 2026 (0.00).

Cass Information Systems (FRA:CC3) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Cass Information Systems LT-Debt-to-Total-Asset Related Terms

Cass Information Systems LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Cass Information Systems's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cass Information Systems LT-Debt-to-Total-Asset Chart

Cass Information Systems Annual Data

Trend

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LT-Debt-to-Total-Asset

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0.00

Cass Information Systems Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

61GF Score

Cass Information Systems Inc FRA:CC3

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Cass Information Systems LT-Debt-to-Total-Asset Calculation

Cass Information Systems's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	0	/	2225.544
	=	0.00

Cass Information Systems's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	0	/	2191.729
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Cass Information Systems (FRA:CC3) has a LT-Debt-to-Total-Asset of 0.00 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cass Information Systems and its competitors.

Is Cass Information Systems' LT-Debt-to-Total-Asset too high?

Cass Information Systems' current LT-Debt-to-Total-Asset is 0.00. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.

How does Cass Information Systems' LT-Debt-to-Total-Asset compare to SPIR and TRNS?

Cass Information Systems' LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Business Services company?

A good LT-Debt-to-Total-Asset depends on the Business Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Cass Information Systems and its competitors. Cass Information Systems's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Cass Information Systems stock overvalued right now?

Cass Information Systems (FRA:CC3) has a current LT-Debt-to-Total-Asset of 0.00. The stock's GF Value™ is €41.84, compared to a current price of €45.80 — trading 9.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current LT-Debt-to-Total-Asset is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (FRA:CC3) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of €45.80 is trading 9.5% above its estimated GF Value™ of €41.84.

Key valuation signals for FRA:CC3:

LT-Debt-to-Total-Asset: 0.00
GF Value™: €41.84 vs. price of €45.80 (9.5% above fair value)
GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cass Information Systems Business Description

Industry Industrials Business Services

Comparable Companies SPIR TRNS QUAD BKSY KODK BUUU LZ RHLD TISI DLHC CTAS LSE:REL TSX:TRI CPRT TSX:RBA ULS GPN ASX:BXB ARMK XAMS:WKL

Other Exchanges CASS:USA

Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131

Website https://www.cassinfo.com

Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.

61GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.80

Price

€41.84

GF Value

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