Cass Information SystemsFRA:CC3 61 FCF Yield % is 3.83 as of Jun. 28, 2026, which is 31% below its 10-year median of 5.52. GuruFocus rates FRA:CC3 with a GF Score™ of 61/100 and a GF Value™ of €41.41. The stock has 6 warning signs investors should review. Among 1,087 Business Services companies, Cass Information Systems ranks better than 50.41% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Cass Information Systems FCF Yield % Related Terms
Cass Information Systems FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:CC3 vs TRNS, QUAD, BUUU: FCF Yield % Comparison
For the Specialty Business Services subindustry, Cass Information Systems's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cass Information Systems FCF Yield % vs Business Services Industry
For the Business Services industry and Industrials sector, Cass Information Systems's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Cass Information Systems's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cass Information Systems (FRA:CC3) has a FCF Yield % of 3.83 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Cass Information Systems and its competitors. This is 31% below median its historical median of 5.52. Over the past decade, Cass Information Systems' FCF Yield % has ranged from 2.74 to 9.29. According to the industry distribution chart, Cass Information Systems ranks #539 out of 1087 companies in the Business Services industry, placing it in the top 49.6%.
Is Cass Information Systems' FCF Yield % too high?
Cass Information Systems' current FCF Yield % of 3.83 is 31% below median its 10-year median of 5.52. Over the past 10 years, this metric has ranged from a low of 2.74 to a high of 9.29. The Business Services industry median FCF Yield % is 3.66. Cass Information Systems' value of 3.83 is 4.6% above this industry median. Based on the distribution chart, Cass Information Systems ranks #539 out of 1087 companies in the Business Services industry, which is above the industry midpoint. Overall, Cass Information Systems has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' FCF Yield % compare to TRNS and QUAD?
According to the Business Services industry distribution chart, Cass Information Systems ranks #539 out of 1087 companies for FCF Yield %. This puts Cass Information Systems in the upper half of its industry. The industry median FCF Yield % is 3.66. Cass Information Systems' value of 3.83 is 4.6% above this benchmark. Historically, Cass Information Systems' own FCF Yield % has ranged from 2.74 to 9.29 over the past decade. While the company's 10-year median is 5.52 vs. the industry median of 3.66, Cass Information Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Business Services company?
The median FCF Yield % among Business Services companies is 3.66, based on 1,087 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cass Information Systems's current FCF Yield % of 3.83 is 4.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Cass Information Systems and its competitors. For the Business Services industry, the median FCF Yield % is 3.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cass Information Systems's current FCF Yield % is 3.83, which is 31% below median its own 10-year median of 5.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (FRA:CC3) has a current FCF Yield % of 3.83. The stock's GF Value™ is €41.41, compared to a current price of €44.60 — trading 7.7% above its estimated fair value. The current FCF Yield % is 3.83, which is 31% below median its 10-year median of 5.52 and 4.6% above the Business Services industry median of 3.66. Cass Information Systems' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Cass Information Systems (FRA:CC3), the current FCF Yield % is 3.83 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cass Information Systems (FRA:CC3) Overvalued in 2026?
Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued.
The current stock price of €44.60 is trading 7.7% above its estimated GF Value™ of €41.41.
Key valuation signals for FRA:CC3:
FCF Yield %: 3.83 (31% below median its 10-year median of 5.52)
GF Value™: €41.41 vs. price of €44.60 (7.7% above fair value)
Industry Position: 4.6% above the Business Services median (#539 of 1087)
No single metric tells the full story. See the FRA:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
61GF Score
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