Affin Bank Bhd (XKLS:5185) Cyclically Adjusted Revenue per Share: RM1.05 (As of Mar. 2026)

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XKLS:5185 Affin Bank Bhd XKLS:5185
66 GF Score
Price RM2.23
GF Value RM2.88
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Affin Bank Bhd Cyclically Adjusted Revenue per Share?

Affin Bank Bhd XKLS:5185 -0.89% 66 Cyclically Adjusted Revenue per Share is RM1.05 as of Mar. 2026. GuruFocus rates XKLS:5185 with a GF Score™ of 66/100 and a GF Value™ of RM2.88 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Affin Bank Bhd's adjusted revenue per share for the three months ended in Mar. 2026 was RM0.254. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is RM1.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Affin Bank Bhd's average Cyclically Adjusted Revenue Growth Rate was 1.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -0.30% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Affin Bank Bhd was 3.10% per year. The lowest was -0.30% per year. And the median was 1.00% per year.

As of today (2026-07-22), Affin Bank Bhd's current stock price is RM2.23. Affin Bank Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was RM1.05. Affin Bank Bhd's Cyclically Adjusted PS Ratio of today is 2.12.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Affin Bank Bhd was 2.99. The lowest was 1.37. And the median was 1.88.


Affin Bank Bhd  (XKLS:5185) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Affin Bank Bhd's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=2.23/1.05
=2.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Affin Bank Bhd was 2.99. The lowest was 1.37. And the median was 1.88.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Affin Bank Bhd Cyclically Adjusted Revenue per Share Related Terms


Affin Bank Bhd Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Affin Bank Bhd's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affin Bank Bhd Cyclically Adjusted Revenue per Share Chart

Affin Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 1.04 1.04 1.03 1.03

Affin Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.04 1.04 1.03 1.05

XKLS:5185 vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Affin Bank Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Affin Bank Bhd Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Affin Bank Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Affin Bank Bhd's Cyclically Adjusted PS Ratio falls into.


XKLS:5185
66GF Score
Affin Bank Bhd XKLS:5185
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Affin Bank Bhd Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Affin Bank Bhd's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.254/330.2130*330.2130
=0.254

Current CPI (Mar. 2026) = 330.2130.

Affin Bank Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.232 241.018 0.318
201609 0.246 241.428 0.336
201612 -0.043 241.432 -0.059
201703 0.181 243.801 0.245
201706 0.210 244.955 0.283
201709 0.184 246.819 0.246
201712 0.259 246.524 0.347
201803 0.233 249.554 0.308
201806 0.239 251.989 0.313
201809 0.241 252.439 0.315
201812 0.213 251.233 0.280
201903 0.226 254.202 0.294
201906 0.239 256.143 0.308
201909 0.226 256.759 0.291
201912 0.200 256.974 0.257
202003 0.286 258.115 0.366
202006 0.247 257.797 0.316
202009 0.251 260.280 0.318
202012 0.268 260.474 0.340
202103 0.226 264.877 0.282
202106 0.199 271.696 0.242
202109 0.209 274.310 0.252
202112 0.215 278.802 0.255
202203 0.209 287.504 0.240
202206 0.226 296.311 0.252
202209 0.236 296.808 0.263
202212 0.235 296.797 0.261
202303 0.208 301.836 0.228
202306 0.187 305.109 0.202
202309 0.202 307.789 0.217
202312 0.201 306.746 0.216
202403 0.204 312.332 0.216
202406 0.211 314.175 0.222
202409 0.253 315.301 0.265
202412 0.216 315.605 0.226
202503 0.212 319.799 0.219
202506 0.245 322.561 0.251
202509 0.230 324.800 0.234
202512 0.271 324.054 0.276
202603 0.254 330.213 0.254

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of RM1.05 mean?
Affin Bank Bhd (XKLS:5185) has a Cyclically Adjusted Revenue per Share of RM1.05 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Affin Bank Bhd and its competitors.
Is Affin Bank Bhd's Cyclically Adjusted Revenue per Share too high?
Affin Bank Bhd's current Cyclically Adjusted Revenue per Share is RM1.05. Overall, Affin Bank Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Affin Bank Bhd's Cyclically Adjusted Revenue per Share of RM1.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Affin Bank Bhd and its competitors. Affin Bank Bhd's current Cyclically Adjusted Revenue per Share is RM1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.88, compared to a current price of RM2.23 — trading 22.6% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is RM1.05. Affin Bank Bhd's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current Cyclically Adjusted Revenue per Share is RM1.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?

Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued. The current stock price of RM2.23 is trading 22.6% below its estimated GF Value™ of RM2.88. GuruFocus considers Affin Bank Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5185:

  • Cyclically Adjusted Revenue per Share: RM1.05
  • GF Value™: RM2.88 vs. price of RM2.23 (22.6% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Affin Bank Bhd Business Description

Address Lingkaran TRX, Level 19, Menara AFFIN, Tun Razak Exchange, Kuala Lumpur, SGR, MYS, 55188
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
66GF Score

Get the complete analysis for XKLS:5185

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.23
Price
RM2.88
GF Value