Affin Bank Bhd (XKLS:5185) Tax Rate %: 25.10% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5185 Affin Bank Bhd XKLS:5185
64 GF Score
Price RM2.21
GF Value RM2.88
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Affin Bank Bhd Tax Rate %?

Affin Bank Bhd XKLS:5185 64 Tax Rate % is 25.10% as of Mar. 2026. GuruFocus rates XKLS:5185 with a GF Score™ of 64/100 and a GF Value™ of RM2.88 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Affin Bank Bhd's Tax Expense for the three months ended in Mar. 2026 was RM45 Mil. Affin Bank Bhd's Pre-Tax Income for the three months ended in Mar. 2026 was RM181 Mil. Therefore, Affin Bank Bhd's Tax Rate % for the quarter that ended in Mar. 2026 was 25.10%.


Affin Bank Bhd Tax Rate % Related Terms


Affin Bank Bhd Tax Rate % Historical Data

* Premium members only.

The historical data trend for Affin Bank Bhd's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affin Bank Bhd Tax Rate % Chart

Affin Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.00 67.40 23.08 27.98 28.99

Affin Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.35 20.20 21.46 41.49 25.10
XKLS:5185
64GF Score
Affin Bank Bhd XKLS:5185
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Affin Bank Bhd Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Affin Bank Bhd's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=220.502/760.695
=28.99 %

Affin Bank Bhd's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=45.407/180.902
=25.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 25.10% mean?
Affin Bank Bhd (XKLS:5185) has a Tax Rate % of 25.10% as of Mar. 2026.
Is Affin Bank Bhd's Tax Rate % too high?
Affin Bank Bhd's current Tax Rate % is 25.10%. Overall, Affin Bank Bhd has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's Tax Rate % compare to PNC and USB?
Affin Bank Bhd's Tax Rate % of 25.10% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Affin Bank Bhd's current Tax Rate % is 25.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.88, compared to a current price of RM2.21 — trading 23.3% below its estimated fair value. The current Tax Rate % is 25.10%. Affin Bank Bhd's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current Tax Rate % is 25.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?

Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued. The current stock price of RM2.21 is trading 23.3% below its estimated GF Value™ of RM2.88. GuruFocus considers Affin Bank Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5185:

  • Tax Rate %: 25.10%
  • GF Value™: RM2.88 vs. price of RM2.21 (23.3% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Affin Bank Bhd Business Description

Address Lingkaran TRX, Level 19, Menara AFFIN, Tun Razak Exchange, Kuala Lumpur, SGR, MYS, 55188
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
64GF Score

Get the complete analysis for XKLS:5185

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.21
Price
RM2.88
GF Value