Affin Bank Bhd (XKLS:5185) Goodwill-to-Asset: 0.00 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5185 Affin Bank Bhd XKLS:5185
60 GF Score
Price RM2.02
GF Value RM3.19
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Affin Bank Bhd Goodwill-to-Asset?

Affin Bank Bhd XKLS:5185 -0.99% 60 Goodwill-to-Asset is 0.00 as of Jun. 2026. GuruFocus rates XKLS:5185 with a GF Score™ of 60/100 and a GF Value™ of RM3.19 (Possible Value Trap). The stock has 4 warning signs investors should review.

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets. Affin Bank Bhd's Goodwill for the quarter that ended in Jun. 2026 was RM0 Mil. Affin Bank Bhd's Total Assets for the quarter that ended in Jun. 2026 was RM129,396 Mil. Therefore, Affin Bank Bhd's Goodwill to Asset Ratio for the quarter that ended in Jun. 2026 was 0.00.


Affin Bank Bhd  (XKLS:5185) Goodwill-to-Asset Explanation

If the goodwill-to-asset ratio increases, it can mean that the company is recording a proportionately higher amount of goodwill, assuming total assets are remaining constant. It is generally good to see a company increasing its assets regularly; however, if these increases are coming from intangible assets, such as goodwill, the increases may not be as good.

Increases in the goodwill-to-asset ratio might suggest that a company has been aggressively acquiring other firms or has seen its tangible assets decrease in value. When a large portion of total assets are attributable to intangible assets (such as goodwill), the company may be at risk of having that portion of its asset base wiped out quickly if it must record any goodwill impairments. Decreases in the goodwill-to-assets ratio suggest that the company has either written down some goodwill or increased its tangible assets.

Asset needs vary from industry to industry. This is why comparing goodwill-to-assets ratios is generally most meaningful among companies within the same industry. By comparing a company's goodwill to assets ratio to those of other companies within the same industry, investors can get a feel for how a company is managing its goodwill.


Affin Bank Bhd Goodwill-to-Asset Related Terms


Affin Bank Bhd Goodwill-to-Asset Historical Data

* Premium members only.

The historical data trend for Affin Bank Bhd's Goodwill-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affin Bank Bhd Goodwill-to-Asset Chart

Affin Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Goodwill-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.00

Affin Bank Bhd Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Goodwill-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.00 0.00 - 0.00

XKLS:5185 vs USB, PNC: Goodwill-to-Asset Comparison

For the Banks - Regional subindustry, Affin Bank Bhd's Goodwill-to-Asset, along with its competitors' market caps and Goodwill-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Affin Bank Bhd Goodwill-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Affin Bank Bhd's Goodwill-to-Asset distribution charts can be found below:

* The bar in red indicates where Affin Bank Bhd's Goodwill-to-Asset falls into.


XKLS:5185
60GF Score
Affin Bank Bhd XKLS:5185
Goodwill-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Affin Bank Bhd Goodwill-to-Asset Calculation

Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets.

It is calculated by dividing goodwill by total assets.

Affin Bank Bhd's Goodwill to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Goodwill to Asset (A: Dec. 2025 )=Goodwill/Total Assets
=581.369/124078.688
=0.00

Affin Bank Bhd's Goodwill to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Goodwill to Asset (Q: Jun. 2026 )=Goodwill/Total Assets
=0/129396.123
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Goodwill-to-Asset →
What does a Goodwill-to-Asset of 0.00 mean?
Affin Bank Bhd (XKLS:5185) has a Goodwill-to-Asset of 0.00 as of Jun. 2026. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on Affin Bank Bhd and its competitors.
Is Affin Bank Bhd's Goodwill-to-Asset too high?
Affin Bank Bhd's current Goodwill-to-Asset is 0.00. Overall, Affin Bank Bhd has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's Goodwill-to-Asset compare to USB and PNC?
Affin Bank Bhd's Goodwill-to-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Goodwill-to-Asset for a Banks company?
A good Goodwill-to-Asset depends on the Banks industry context. However, Goodwill-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Goodwill-to-Asset mean?
A high Goodwill-to-Asset can signal that a stock is expensive relative to its fundamentals. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on Affin Bank Bhd and its competitors. Affin Bank Bhd's current Goodwill-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Possible Value Trap. The stock's GF Value™ is RM3.19, compared to a current price of RM2.02 — trading 36.7% below its estimated fair value. The current Goodwill-to-Asset is 0.00. Affin Bank Bhd's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Goodwill-to-Asset calculated?
Goodwill-to-Asset is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current Goodwill-to-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?

Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued. The current stock price of RM2.02 is trading 36.7% below its estimated GF Value™ of RM3.19. GuruFocus considers Affin Bank Bhd to be Possible Value Trap.

Key valuation signals for XKLS:5185:

  • Goodwill-to-Asset: 0.00
  • GF Value™: RM3.19 vs. price of RM2.02 (36.7% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Affin Bank Bhd Business Description

Address Lingkaran TRX, Level 19, Menara AFFIN, Tun Razak Exchange, Kuala Lumpur, SGR, MYS, 55188
Affin Bank Berhad is a Malaysian banking group majority-owned by Lembaga Tabung Angkatan Tentera (LTAT), the Armed Forces Fund Board. It provides consumer, commercial, and corporate banking through a nationwide branch and digital network, alongside Islamic banking via Affin Islamic Bank. Its main segments are commercial banking, which contributes most revenue, and investment banking through Affin Hwang Investment Bank, covering stockbroking, corporate advisory, and treasury services. The group also offers asset management and related financial services. Customers include individuals, small and medium enterprises, large corporations, and institutional clients, primarily in Malaysia, with selected regional operations elsewhere in ASEAN. Revenue is generated mainly from net interest income on loans and financing, supplemented by fee-based income from wealth management, brokerage, and advisory activities, plus treasury and investment gains. Affin Bank is listed on Bursa Malaysia.
60GF Score

Get the complete analysis for XKLS:5185

Goodwill-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.02
Price
RM3.19
GF Value