Affin Bank Bhd (XKLS:5185) Interest Expense: RM-2,099 Mil (TTM As of Mar. 2026)


XKLS:5185 Affin Bank Bhd XKLS:5185
66 GF Score
Price RM2.25
GF Value RM2.87
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Affin Bank Bhd Interest Expense?

Affin Bank Bhd XKLS:5185 +0.90% 66 Interest Expense is RM-2,099 Mil as of Mar. 2026. GuruFocus rates XKLS:5185 with a GF Score™ of 66/100 and a GF Value™ of RM2.87 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Affin Bank Bhd's interest expense for the three months ended in Mar. 2026 was RM -530 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was RM-2,099 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Affin Bank Bhd's Operating Income for the three months ended in Mar. 2026 was RM Mil. Affin Bank Bhd's Interest Expense for the three months ended in Mar. 2026 was RM Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Affin Bank Bhd Interest Expense Historical Data

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The historical data trend for Affin Bank Bhd's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affin Bank Bhd Interest Expense Chart

Affin Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -784.35 -1,030.13 -1,866.82 -2,175.30 -2,070.88

Affin Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -509.79 -523.29 -526.98 -519.22 -529.74
XKLS:5185
66GF Score
Affin Bank Bhd XKLS:5185
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Affin Bank Bhd Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-2,099 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of RM-2,099 Mil mean?
Affin Bank Bhd (XKLS:5185) has a Interest Expense of RM-2,099 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Affin Bank Bhd and its competitors.
Is Affin Bank Bhd's Interest Expense too high?
Affin Bank Bhd's current Interest Expense is RM-2,099 Mil. Overall, Affin Bank Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's Interest Expense compare to PNC and USB?
Affin Bank Bhd's Interest Expense of RM-2,099 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Affin Bank Bhd and its competitors. Affin Bank Bhd's current Interest Expense is RM-2,099 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.87, compared to a current price of RM2.25 — trading 21.6% below its estimated fair value. The current Interest Expense is RM-2,099 Mil. Affin Bank Bhd's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current Interest Expense is RM-2,099 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?

Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued. The current stock price of RM2.25 is trading 21.6% below its estimated GF Value™ of RM2.87. GuruFocus considers Affin Bank Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5185:

  • Interest Expense: RM-2,099 Mil
  • GF Value™: RM2.87 vs. price of RM2.25 (21.6% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affin Bank Bhd Business Description

Address Lingkaran TRX, Level 19, Menara AFFIN, Tun Razak Exchange, Kuala Lumpur, SGR, MYS, 55188
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
66GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.25
Price
RM2.87
GF Value