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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Affin Bank Bhd's Enterprise Value is RM6,779 Mil.
Affin Bank Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was RM-1,421 Mil. Therefore, Affin Bank Bhd's EV-to-OCF for today is -4.77.
The historical rank and industry rank for Affin Bank Bhd's EV-to-OCF or its related term are showing as below:
XKLS:5185'
s EV-to-OCF Range Over the Past 10 Years
Min: -71.47 Med: -0.13 Max: 72.22
Current: -4.81
During the past 13 years, the highest EV-to-OCF of Affin Bank Bhd was 72.22. The lowest was -71.47. And the median was -0.13.
XKLS:5185's EV-to-OCF is ranked better than 83.24% of 1492
companies
in the Banks industry
Industry Median: 3.935
vs XKLS:5185: -4.81
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Affin Bank Bhd's PE Ratio (TTM) for today is calculated as:
Affin Bank Bhd's share price for today is RM2.03.
Affin Bank Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.209.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Affin Bank Bhd EV-to-OCF Related Terms
Affin Bank Bhd EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Affin Bank Bhd's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Affin Bank Bhd's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Affin Bank Bhd EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Affin Bank Bhd's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Affin Bank Bhd's EV-to-OCF falls into.
Affin Bank Bhd's current Enterprise Value is RM6,779 Mil.
Affin Bank Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-1,421 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Affin Bank Bhd (XKLS:5185) has a EV-to-OCF of -4.77 as of Sep. 01, 2026. According to the industry distribution chart, Affin Bank Bhd ranks #250 out of 1492 companies in the Banks industry, placing it in the top 16.8%.
Is Affin Bank Bhd's EV-to-OCF too high?
Affin Bank Bhd's current EV-to-OCF is -4.77. Based on the distribution chart, Affin Bank Bhd ranks #250 out of 1492 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Affin Bank Bhd has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's EV-to-OCF compare to USB and PNC?
According to the Banks industry distribution chart, Affin Bank Bhd ranks #250 out of 1492 companies for EV-to-OCF. This places Affin Bank Bhd in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.94. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.94, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Affin Bank Bhd's current EV-to-OCF is -4.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Possible Value Trap. The stock's GF Value™ is RM2.88, compared to a current price of RM2.03 — trading 29.5% below its estimated fair value. The current EV-to-OCF is -4.77. Affin Bank Bhd's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current EV-to-OCF is -4.77 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?
Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued.
The current stock price of RM2.03 is trading 29.5% below its estimated GF Value™ of RM2.88.
GuruFocus considers Affin Bank Bhd to be Possible Value Trap.
Key valuation signals for XKLS:5185:
EV-to-OCF: -4.77
GF Value™: RM2.88 vs. price of RM2.03 (29.5% below fair value)
No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
65GF Score
Get the complete analysis for XKLS:5185
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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