Affin Bank Bhd (XKLS:5185) Enterprise Value: RM8,709 Mil (As of Jul. 01, 2026) ***


XKLS:5185 Affin Bank Bhd XKLS:5185
67 GF Score
Price RM2.24
GF Value RM2.87
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Affin Bank Bhd Enterprise Value?

Affin Bank Bhd XKLS:5185 +0.45% 67 Enterprise Value is RM8,709 Mil as of Jul. 01, 2026. GuruFocus rates XKLS:5185 with a GF Score™ of 67/100 and a GF Value™ of RM2.87 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Affin Bank Bhd's Enterprise Value is RM8,709 Mil. Affin Bank Bhd's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was RM2,565 Mil. Therefore, Affin Bank Bhd's EV-to-Revenue ratio for today is 3.40.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Affin Bank Bhd's Enterprise Value is RM8,709 Mil. Affin Bank Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was RM-4,433 Mil. Therefore, Affin Bank Bhd's EV-to-OCF ratio for today is -1.96.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Affin Bank Bhd's Enterprise Value is RM8,709 Mil. Affin Bank Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was RM-4,640 Mil. Therefore, Affin Bank Bhd's EV-to-FCF ratio for today is -1.88.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Affin Bank Bhd  (XKLS:5185) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Affin Bank Bhd's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=8708.887/2564.693
=3.40

Affin Bank Bhd's current Enterprise Value is RM8,709 Mil.
Affin Bank Bhd's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM2,565 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Affin Bank Bhd's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=8708.887/-4432.537
=-1.96

Affin Bank Bhd's current Enterprise Value is RM8,709 Mil.
Affin Bank Bhd's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-4,433 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Affin Bank Bhd's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=8708.887/-4639.912
=-1.88

Affin Bank Bhd's current Enterprise Value is RM8,709 Mil.
Affin Bank Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-4,640 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Affin Bank Bhd Enterprise Value Related Terms


Affin Bank Bhd Enterprise Value Historical Data

* Premium members only.

The historical data trend for Affin Bank Bhd's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affin Bank Bhd Enterprise Value Chart

Affin Bank Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -593.96 442.53 67.07 5,820.18 4,252.49

Affin Bank Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,614.52 4,258.72 4,424.26 4,252.49 9,084.34

XKLS:5185 vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Affin Bank Bhd's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Affin Bank Bhd Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Affin Bank Bhd's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Affin Bank Bhd's Enterprise Value falls into.


XKLS:5185
67GF Score
Affin Bank Bhd XKLS:5185
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Affin Bank Bhd Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Affin Bank Bhd's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Affin Bank Bhd's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of RM8,709 Mil mean?
Affin Bank Bhd (XKLS:5185) has a Enterprise Value of RM8,709 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Affin Bank Bhd and its competitors.
Is Affin Bank Bhd's Enterprise Value too high?
Affin Bank Bhd's current Enterprise Value is RM8,709 Mil. Overall, Affin Bank Bhd has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's Enterprise Value compare to PNC and USB?
Affin Bank Bhd's Enterprise Value of RM8,709 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Affin Bank Bhd and its competitors. Affin Bank Bhd's current Enterprise Value is RM8,709 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.87, compared to a current price of RM2.24 — trading 22% below its estimated fair value. The current Enterprise Value is RM8,709 Mil. Affin Bank Bhd's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current Enterprise Value is RM8,709 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?

Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued. The current stock price of RM2.24 is trading 22% below its estimated GF Value™ of RM2.87. GuruFocus considers Affin Bank Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5185:

  • Enterprise Value: RM8,709 Mil
  • GF Value™: RM2.87 vs. price of RM2.24 (22% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Affin Bank Bhd Business Description

Address Lingkaran TRX, Level 19, Menara AFFIN, Tun Razak Exchange, Kuala Lumpur, SGR, MYS, 55188
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
67GF Score

Get the complete analysis for XKLS:5185

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.24
Price
RM2.87
GF Value