Affin Bank Bhd (XKLS:5185) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Founder & CEO of GuruFocus
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XKLS:5185 Affin Bank Bhd XKLS:5185
66 GF Score
Price RM2.27
GF Value RM2.88
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Affin Bank Bhd ROC (Joel Greenblatt) %?

Affin Bank Bhd XKLS:5185 66 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates XKLS:5185 with a GF Score™ of 66/100 and a GF Value™ of RM2.88 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 46 Banks companies, Affin Bank Bhd ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

XKLS:5185
66GF Score
Affin Bank Bhd XKLS:5185
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Affin Bank Bhd (XKLS:5185) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Affin Bank Bhd and its competitors. According to the industry distribution chart, Affin Bank Bhd ranks #999999 out of 46 companies in the Banks industry.
Is Affin Bank Bhd's ROC (Joel Greenblatt) % too high?
Affin Bank Bhd's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Affin Bank Bhd ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Affin Bank Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Affin Bank Bhd ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Affin Bank Bhd in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Affin Bank Bhd and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Affin Bank Bhd's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.88, compared to a current price of RM2.27 — trading 21.2% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Affin Bank Bhd's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?

Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued. The current stock price of RM2.27 is trading 21.2% below its estimated GF Value™ of RM2.88. GuruFocus considers Affin Bank Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5185:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: RM2.88 vs. price of RM2.27 (21.2% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affin Bank Bhd Business Description

Address Lingkaran TRX, Level 19, Menara AFFIN, Tun Razak Exchange, Kuala Lumpur, SGR, MYS, 55188
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
66GF Score

Get the complete analysis for XKLS:5185

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.27
Price
RM2.88
GF Value