Affin Bank Bhd (XKLS:5185) 3-Year Share Buyback Ratio: -1.80% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5185 Affin Bank Bhd XKLS:5185
60 GF Score
Price RM2.02
GF Value RM3.19
Valuation Possible Value Trap
! 4 Warning Signs
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What is Affin Bank Bhd 3-Year Share Buyback Ratio?

Affin Bank Bhd XKLS:5185 -0.99% 60 3-Year Share Buyback Ratio is -1.80 as of Jun. 2026. GuruFocus rates XKLS:5185 with a GF Score™ of 60/100 and a GF Value™ of RM3.19 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,030 Banks companies, Affin Bank Bhd ranks worse than 68.64% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Affin Bank Bhd's current 3-Year Share Buyback Ratio was -1.80%.

The historical rank and industry rank for Affin Bank Bhd's 3-Year Share Buyback Ratio or its related term are showing as below:

XKLS:5185' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -7.1   Med: -2.65   Max: 0
Current: -1.8

During the past 13 years, Affin Bank Bhd's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -7.10%. And the median was -2.65%.

XKLS:5185's 3-Year Share Buyback Ratio is ranked worse than
68.64% of 1030 companies
in the Banks industry
Industry Median: -0.2 vs XKLS:5185: -1.80

Affin Bank Bhd (XKLS:5185) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Affin Bank Bhd 3-Year Share Buyback Ratio Related Terms


XKLS:5185 vs USB, PNC: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Affin Bank Bhd's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Affin Bank Bhd 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Affin Bank Bhd's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Affin Bank Bhd's 3-Year Share Buyback Ratio falls into.


XKLS:5185
60GF Score
Affin Bank Bhd XKLS:5185
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Affin Bank Bhd 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -1.80 mean?
Affin Bank Bhd (XKLS:5185) has a 3-Year Share Buyback Ratio of -1.80 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Affin Bank Bhd and its competitors. According to the industry distribution chart, Affin Bank Bhd ranks #707 out of 1030 companies in the Banks industry, placing it in the top 68.6%.
Is Affin Bank Bhd's 3-Year Share Buyback Ratio too high?
Affin Bank Bhd's current 3-Year Share Buyback Ratio is -1.80. Based on the distribution chart, Affin Bank Bhd ranks #707 out of 1030 companies in the Banks industry, which is below the industry midpoint. Overall, Affin Bank Bhd has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's 3-Year Share Buyback Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Affin Bank Bhd ranks #707 out of 1030 companies for 3-Year Share Buyback Ratio. This places Affin Bank Bhd in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Affin Bank Bhd and its competitors. Affin Bank Bhd's current 3-Year Share Buyback Ratio is -1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Possible Value Trap. The stock's GF Value™ is RM3.19, compared to a current price of RM2.02 — trading 36.7% below its estimated fair value. The current 3-Year Share Buyback Ratio is -1.80. Affin Bank Bhd's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current 3-Year Share Buyback Ratio is -1.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?

Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued. The current stock price of RM2.02 is trading 36.7% below its estimated GF Value™ of RM3.19. GuruFocus considers Affin Bank Bhd to be Possible Value Trap.

Key valuation signals for XKLS:5185:

  • 3-Year Share Buyback Ratio: -1.80
  • GF Value™: RM3.19 vs. price of RM2.02 (36.7% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Affin Bank Bhd Business Description

Address Lingkaran TRX, Level 19, Menara AFFIN, Tun Razak Exchange, Kuala Lumpur, SGR, MYS, 55188
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
60GF Score

Get the complete analysis for XKLS:5185

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM2.02
Price
RM3.19
GF Value