Affin Bank BhdXKLS:5185 +0.90%66 PS Ratio is 2.25 as of Jul. 11, 2026, which is 3% below its 10-year median of 2.32. GuruFocus rates XKLS:5185 with a GF Score™ of 66/100 and a GF Value™ of RM2.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, Affin Bank Bhd ranks better than 69.83% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Affin Bank Bhd's share price is RM2.25.
Affin Bank Bhd's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was RM1.00. Hence, Affin Bank Bhd's PS Ratio for today is 2.25.
Good Sign:
Affin Bank Bhd stock PS Ratio (=2.29) is close to 2-year low of 2.23.
The historical rank and industry rank for Affin Bank Bhd's PS Ratio or its related term are showing as below:
XKLS:5185'
s PS Ratio Range Over the Past 10 Years
Min: 1.32 Med: 2.32 Max: 4.63
Current: 2.25
During the past 13 years, Affin Bank Bhd's highest PS Ratio was 4.63. The lowest was 1.32. And the median was 2.32.
XKLS:5185's PS Ratio is ranked better than 69.83% of 1515
companies
in the Banks industry
Industry Median: 3
vs XKLS:5185: 2.25
During the past 12 months, the average Revenue per Share Growth Rate of Affin Bank Bhd was 12.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 1.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 4.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 0.30% per year.
During the past 13 years, Affin Bank Bhd's highest 3-Year average Revenue per Share Growth Rate was 28.00% per year. The lowest was -23.70% per year. And the median was 1.40% per year.
Back to Basics: PS Ratio
Affin Bank Bhd (XKLS:5185) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Affin Bank Bhd PS Ratio Related Terms
Affin Bank Bhd PS Ratio Historical Data
* Premium members only.
The historical data trend for Affin Bank Bhd's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Affin Bank Bhd's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Affin Bank Bhd PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Affin Bank Bhd's PS Ratio distribution charts can be found below:
* The bar in red indicates where Affin Bank Bhd's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Affin Bank Bhd's Share Price of today is RM2.25. Affin Bank Bhd's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM1.00.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Affin Bank Bhd (XKLS:5185) has a PS Ratio of 2.25 as of Jul. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Affin Bank Bhd and its competitors. This is near median its historical median of 2.32. Over the past decade, Affin Bank Bhd's PS Ratio has ranged from 1.32 to 4.63. According to the industry distribution chart, Affin Bank Bhd ranks #457 out of 1515 companies in the Banks industry, placing it in the top 30.2%.
Is Affin Bank Bhd's PS Ratio too high?
Affin Bank Bhd's current PS Ratio of 2.25 is near median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 1.32 to a high of 4.63. The Banks industry median PS Ratio is 3.00. Affin Bank Bhd's value of 2.25 is 25% below this industry median. Based on the distribution chart, Affin Bank Bhd ranks #457 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Affin Bank Bhd has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Affin Bank Bhd's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Affin Bank Bhd ranks #457 out of 1515 companies for PS Ratio. This puts Affin Bank Bhd in the upper half of its industry. The industry median PS Ratio is 3.00. Affin Bank Bhd's value of 2.25 is 25% below this benchmark. Historically, Affin Bank Bhd's own PS Ratio has ranged from 1.32 to 4.63 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 3.00, Affin Bank Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Affin Bank Bhd's current PS Ratio of 2.25 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Affin Bank Bhd and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Affin Bank Bhd's current PS Ratio is 2.25, which is near median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affin Bank Bhd stock overvalued right now?
Based on GuruFocus' analysis, Affin Bank Bhd (XKLS:5185) is currently considered Modestly Undervalued. The stock's GF Value™ is RM2.87, compared to a current price of RM2.25 — trading 21.6% below its estimated fair value. The current PS Ratio is 2.25, which is near median its 10-year median of 2.32 and 25% below the Banks industry median of 3.00. Affin Bank Bhd's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Affin Bank Bhd (XKLS:5185), the current PS Ratio is 2.25 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Affin Bank Bhd (XKLS:5185) Overvalued in 2026?
Based on GuruFocus' analysis, Affin Bank Bhd stock appears to be undervalued.
The current stock price of RM2.25 is trading 21.6% below its estimated GF Value™ of RM2.87.
GuruFocus considers Affin Bank Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5185:
PS Ratio: 2.25 (near median its 10-year median of 2.32)
GF Value™: RM2.87 vs. price of RM2.25 (21.6% below fair value)
Industry Position: 25% below the Banks median (#457 of 1515)
No single metric tells the full story. See the XKLS:5185 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Affin Bank Bhd is a Malaysia-based bank. It operates in four segments: Commercial Banking focuses on the business of banking in all aspects including Islamic Banking operations; Investment Banking focuses on the business of a merchant bank, stock-broking, and other related financial services; Insurance includes the business of underwriting all classes of general and life insurance businesses in Malaysia; and Others include operation of investment holding companies, money-broking, information technology and other related financial services. The company provides Personal banking and Business banking services. The majority of the group's revenue comes from Commercial Banking within Malaysia.
66GF Score
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