Grenke AGCHIX:GLJD 57 Days Payable is 38.56 as of Mar. 2026, which is 31% below its 10-year median of 55.96. GuruFocus rates CHIX:GLJD with a GF Score™ of 57/100 and a GF Value™ of €21.43 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 301 Credit Services companies, Grenke AG ranks better than 53.16% on this metric.
Grenke AG's average Accounts Payable for the
three
months ended in Mar. 2026 was €53 Mil. Grenke AG's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €125 Mil.
Hence, Grenke AG's Days Payable for the
three
months ended in Mar. 2026 was 38.56.
The historical rank and industry rank for Grenke AG's Days Payable or its related term are showing as below:
CHIX:GLJd'
s Days Payable Range Over the Past 10 Years
Min: 3.06 Med: 55.96 Max: 79.7
Current: 36.97
During the past 13 years, Grenke AG's highest Days Payable was 79.70. The lowest was 3.06. And the median was 55.96.
CHIX:GLJd's Days Payable is ranked better than 53.16% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs CHIX:GLJd: 36.97
Grenke AG's Days Payable
declined
from Mar. 2025 (42.86) to Mar. 2026 (38.56).
It may suggest that Grenke AGaccelerated paying its suppliers.
Grenke AG Days Payable Related Terms
Grenke AG Days Payable Historical Data
* Premium members only.
The historical data trend for Grenke AG's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Grenke AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's Days Payable distribution charts can be found below:
* The bar in red indicates where Grenke AG's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Grenke AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG (CHIX:GLJD) has a Days Payable of 38.56 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Grenke AG and its competitors. This is 31% below median its historical median of 55.96. Over the past decade, Grenke AG's Days Payable has ranged from 3.06 to 79.70. According to the industry distribution chart, Grenke AG ranks #141 out of 301 companies in the Credit Services industry, placing it in the top 46.8%.
Is Grenke AG's Days Payable too high?
Grenke AG's current Days Payable of 38.56 is 31% below median its 10-year median of 55.96. Over the past 10 years, this metric has ranged from a low of 3.06 to a high of 79.70. The Credit Services industry median Days Payable is 33.87. Grenke AG's value of 38.56 is 13.8% above this industry median. Based on the distribution chart, Grenke AG ranks #141 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Grenke AG has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #141 out of 301 companies for Days Payable. This puts Grenke AG in the upper half of its industry. The industry median Days Payable is 33.87. Grenke AG's value of 38.56 is 13.8% above this benchmark. Historically, Grenke AG's own Days Payable has ranged from 3.06 to 79.70 over the past decade. While the company's 10-year median is 55.96 vs. the industry median of 33.87, Grenke AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current Days Payable of 38.56 is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Grenke AG and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current Days Payable is 38.56, which is 31% below median its own 10-year median of 55.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Based on GuruFocus' analysis, Grenke AG (CHIX:GLJD) is currently considered Possible Value Trap. The stock's GF Value™ is €21.43, compared to a current price of €12.31 — trading 42.6% below its estimated fair value. The current Days Payable is 38.56, which is 31% below median its 10-year median of 55.96 and 13.8% above the Credit Services industry median of 33.87. Grenke AG's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current Days Payable is 38.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (CHIX:GLJD) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €12.31 is trading 42.6% below its estimated GF Value™ of €21.43.
GuruFocus considers Grenke AG to be Possible Value Trap.
Key valuation signals for CHIX:GLJD:
Days Payable: 38.56 (31% below median its 10-year median of 55.96)
GF Value™: €21.43 vs. price of €12.31 (42.6% below fair value)
Industry Position: 13.8% above the Credit Services median (#141 of 301)
No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
57GF Score
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