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Grenke AGCHIX:GLJD 69 3-Year EPS without NRI Growth Rate is 27.20% as of Jun. 2026, which is 62% above its 10-year median of 16.80. GuruFocus rates CHIX:GLJD with a GF Score™ of 69/100 and a GF Value™ of €20.15. The stock has 4 warning signs investors should review. Among 430 Credit Services companies, Grenke AG ranks better than 71.86% on this metric.
During the past 12 months, Grenke AG's average EPS without NRI Growth Rate was 0.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 27.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -11.60% per year.
During the past 10 years, the average EPS without NRI Growth Rate was -8.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Grenke AG was 33.50% per year. The lowest was -40.40% per year. And the median was 16.80% per year.
Grenke AG (CHIX:GLJd) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Grenke AG 3-Year EPS without NRI Growth Rate Related Terms
CHIX:GLJD vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Grenke AG's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Grenke AG's 3-Year EPS without NRI Growth Rate falls into.
Grenke AG 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 27.20% mean?
Grenke AG (CHIX:GLJD) has a 3-Year EPS without NRI Growth Rate of 27.20% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Grenke AG and its competitors. This is 62% above median its historical median of 16.80. According to the industry distribution chart, Grenke AG ranks #121 out of 430 companies in the Credit Services industry, placing it in the top 28.1%.
Is Grenke AG's 3-Year EPS without NRI Growth Rate too high?
Grenke AG's current 3-Year EPS without NRI Growth Rate of 27.20% is 62% above median its 10-year median of 16.80. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.50. Grenke AG's value of 27.20% is 136.5% above this industry median. Based on the distribution chart, Grenke AG ranks #121 out of 430 companies in the Credit Services industry, which is above the industry midpoint. Overall, Grenke AG has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #121 out of 430 companies for 3-Year EPS without NRI Growth Rate. This puts Grenke AG in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.50. Grenke AG's value of 27.20% is 136.5% above this benchmark. While the company's 10-year median is 16.80 vs. the industry median of 11.50, Grenke AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.50, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current 3-Year EPS without NRI Growth Rate of 27.20% is 136.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Grenke AG and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current 3-Year EPS without NRI Growth Rate is 27.20%, which is 62% above median its own 10-year median of 16.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Grenke AG (CHIX:GLJD) has a current 3-Year EPS without NRI Growth Rate of 27.20%. The stock's GF Value™ is €20.15, compared to a current price of €12.31 — trading 38.9% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 27.20%, which is 62% above median its 10-year median of 16.80 and 136.5% above the Credit Services industry median of 11.50. Grenke AG's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current 3-Year EPS without NRI Growth Rate is 27.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (CHIX:GLJD) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €12.31 is trading 38.9% below its estimated GF Value™ of €20.15.
Key valuation signals for CHIX:GLJD:
3-Year EPS without NRI Growth Rate: 27.20% (62% above median its 10-year median of 16.80)
GF Value™: €20.15 vs. price of €12.31 (38.9% below fair value)
Industry Position: 136.5% above the Credit Services median (#121 of 430)
No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
69GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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