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Grenke AGCHIX:GLJD 67 EV-to-EBITDA is 31.81 as of Jul. 22, 2026, which is 2% above its 10-year median of 31.33. GuruFocus rates CHIX:GLJD with a GF Score™ of 67/100 and a GF Value™ of €20.31. The stock has 3 warning signs investors should review. Among 326 Credit Services companies, Grenke AG ranks worse than 65.64% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Grenke AG's enterprise value is €4,717 Mil.
Grenke AG's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €148 Mil. Therefore, Grenke AG's EV-to-EBITDA for today is 31.81.
The historical rank and industry rank for Grenke AG's EV-to-EBITDA or its related term are showing as below:
CHIX:GLJd'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 1.72 Med: 31.33 Max: 48.81
Current: 31.81
During the past 13 years, the highest EV-to-EBITDA of Grenke AG was 48.81. The lowest was 1.72. And the median was 31.33.
CHIX:GLJd's EV-to-EBITDA is ranked worse than 65.64% of 326
companies
in the Credit Services industry
Industry Median: 22.565
vs CHIX:GLJd: 31.81
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Grenke AG (CHIX:GLJd) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Grenke AG's share price for today is €12.31.
Grenke AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.340.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Grenke AG's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Grenke AG's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Grenke AG's EV-to-EBITDA falls into.
Grenke AG's current Enterprise Value is €4,717 Mil.
Grenke AG's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €148 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG (CHIX:GLJD) has a EV-to-EBITDA of 31.81 as of Jul. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Grenke AG. This is near median its historical median of 31.33. Over the past decade, Grenke AG's EV-to-EBITDA has ranged from 1.72 to 48.81. According to the industry distribution chart, Grenke AG ranks #214 out of 326 companies in the Credit Services industry, placing it in the top 65.6%.
Is Grenke AG's EV-to-EBITDA too high?
Grenke AG's current EV-to-EBITDA of 31.81 is near median its 10-year median of 31.33. Over the past 10 years, this metric has ranged from a low of 1.72 to a high of 48.81. The Credit Services industry median EV-to-EBITDA is 22.57. Grenke AG's value of 31.81 is 41% above this industry median. Based on the distribution chart, Grenke AG ranks #214 out of 326 companies in the Credit Services industry, which is below the industry midpoint. Overall, Grenke AG has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #214 out of 326 companies for EV-to-EBITDA. This places Grenke AG in the lower half of its industry. The industry median EV-to-EBITDA is 22.57. Grenke AG's value of 31.81 is 41% above this benchmark. Historically, Grenke AG's own EV-to-EBITDA has ranged from 1.72 to 48.81 over the past decade. While the company's 10-year median is 31.33 vs. the industry median of 22.57, Grenke AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 22.57, based on 326 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current EV-to-EBITDA of 31.81 is 41% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Grenke AG. For the Credit Services industry, the median EV-to-EBITDA is 22.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current EV-to-EBITDA is 31.81, which is near median its own 10-year median of 31.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Grenke AG (CHIX:GLJD) has a current EV-to-EBITDA of 31.81. The stock's GF Value™ is €20.31, compared to a current price of €12.31 — trading 39.4% below its estimated fair value. The current EV-to-EBITDA is 31.81, which is near median its 10-year median of 31.33 and 41% above the Credit Services industry median of 22.57. Grenke AG's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current EV-to-EBITDA is 31.81 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (CHIX:GLJD) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €12.31 is trading 39.4% below its estimated GF Value™ of €20.31.
Key valuation signals for CHIX:GLJD:
EV-to-EBITDA: 31.81 (near median its 10-year median of 31.33)
GF Value™: €20.31 vs. price of €12.31 (39.4% below fair value)
Industry Position: 41% above the Credit Services median (#214 of 326)
No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
67GF Score
Get the complete analysis for CHIX:GLJD
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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