Grenke AG (CHIX:GLJD) 5-Year Yield-on-Cost %: 2.62 (As of Jul. 09, 2026) — 102% Above Median


CHIX:GLJD Grenke AG CHIX:GLJD
58 GF Score
Price €12.31
GF Value €26.73
Valuation Possible Value Trap
! 3 Warning Signs
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What is Grenke AG 5-Year Yield-on-Cost %?

Grenke AG CHIX:GLJD 58 5-Year Yield-on-Cost % is 2.62 as of Jul. 09, 2026, which is 102% above its 10-year median of 1.30. GuruFocus rates CHIX:GLJD with a GF Score™ of 58/100 and a GF Value™ of €26.73 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 210 Credit Services companies, Grenke AG ranks worse than 64.76% on this metric.

Grenke AG's yield on cost for the quarter that ended in Mar. 2026 was 2.62.


The historical rank and industry rank for Grenke AG's 5-Year Yield-on-Cost % or its related term are showing as below:

CHIX:GLJd' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.44   Med: 1.3   Max: 2.86
Current: 2.62


During the past 13 years, Grenke AG's highest Yield on Cost was 2.86. The lowest was 0.44. And the median was 1.30.


CHIX:GLJd's 5-Year Yield-on-Cost % is ranked worse than
64.76% of 210 companies
in the Credit Services industry
Industry Median: 4.56 vs CHIX:GLJd: 2.62

Grenke AG  (CHIX:GLJd) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Grenke AG 5-Year Yield-on-Cost % Related Terms


CHIX:GLJD vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, Grenke AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grenke AG 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Grenke AG's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Grenke AG's 5-Year Yield-on-Cost % falls into.


CHIX:GLJD
58GF Score
Grenke AG CHIX:GLJD
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Grenke AG 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Grenke AG is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 2.62 mean?
Grenke AG (CHIX:GLJD) has a 5-Year Yield-on-Cost % of 2.62 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grenke AG and its competitors. This is 102% above median its historical median of 1.30. Over the past decade, Grenke AG's 5-Year Yield-on-Cost % has ranged from 0.44 to 2.86. According to the industry distribution chart, Grenke AG ranks #136 out of 210 companies in the Credit Services industry, placing it in the top 64.8%.
Is Grenke AG's 5-Year Yield-on-Cost % too high?
Grenke AG's current 5-Year Yield-on-Cost % of 2.62 is 102% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 2.86. The Credit Services industry median 5-Year Yield-on-Cost % is 4.56. Grenke AG's value of 2.62 is 42.5% below this industry median. Based on the distribution chart, Grenke AG ranks #136 out of 210 companies in the Credit Services industry, which is below the industry midpoint. Overall, Grenke AG has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #136 out of 210 companies for 5-Year Yield-on-Cost %. This places Grenke AG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.56. Grenke AG's value of 2.62 is 42.5% below this benchmark. Historically, Grenke AG's own 5-Year Yield-on-Cost % has ranged from 0.44 to 2.86 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 4.56, Grenke AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.56, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current 5-Year Yield-on-Cost % of 2.62 is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grenke AG and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current 5-Year Yield-on-Cost % is 2.62, which is 102% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Based on GuruFocus' analysis, Grenke AG (CHIX:GLJD) is currently considered Possible Value Trap. The stock's GF Value™ is €26.73, compared to a current price of €12.31 — trading 53.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.62, which is 102% above median its 10-year median of 1.30 and 42.5% below the Credit Services industry median of 4.56. Grenke AG's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current 5-Year Yield-on-Cost % is 2.62 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grenke AG (CHIX:GLJD) Overvalued in 2026?

Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued. The current stock price of €12.31 is trading 53.9% below its estimated GF Value™ of €26.73. GuruFocus considers Grenke AG to be Possible Value Trap.

Key valuation signals for CHIX:GLJD:

  • 5-Year Yield-on-Cost %: 2.62 (102% above median its 10-year median of 1.30)
  • GF Value™: €26.73 vs. price of €12.31 (53.9% below fair value)
  • GF Score™: 58/100 with 3 warning signs
  • Industry Position: 42.5% below the Credit Services median (#136 of 210)

No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grenke AG Business Description

Address Neuer Markt 2, Baden-Baden, DEU, 76532
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
58GF Score

Get the complete analysis for CHIX:GLJD

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.31
Price
€26.73
GF Value