Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Grenke AG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €3 Mil. Grenke AG's average total debt for the quarter that ended in Mar. 2026 was €5,049 Mil. Therefore, Grenke AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.06%.
Grenke AG (CHIX:GLJd) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Grenke AG Effective Interest Rate on Debt % Related Terms
Grenke AG Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Grenke AG's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:GLJD vs V, MA, AXP: Effective Interest Rate on Debt % Comparison
For the Credit Services subindustry, Grenke AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG Effective Interest Rate on Debt % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Grenke AG's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.06% mean?
Grenke AG (CHIX:GLJD) has a Effective Interest Rate on Debt % of 0.06% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grenke AG and its competitors.
Is Grenke AG's Effective Interest Rate on Debt % too high?
Grenke AG's current Effective Interest Rate on Debt % is 0.06%. Overall, Grenke AG has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's Effective Interest Rate on Debt % compare to V and MA?
Grenke AG's Effective Interest Rate on Debt % of 0.06% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grenke AG and its competitors. Grenke AG's current Effective Interest Rate on Debt % is 0.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Based on GuruFocus' analysis, Grenke AG (CHIX:GLJD) is currently considered Possible Value Trap. The stock's GF Value™ is €20.60, compared to a current price of €12.31 — trading 40.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.06%. Grenke AG's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current Effective Interest Rate on Debt % is 0.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (CHIX:GLJD) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €12.31 is trading 40.2% below its estimated GF Value™ of €20.60.
GuruFocus considers Grenke AG to be Possible Value Trap.
Key valuation signals for CHIX:GLJD:
Effective Interest Rate on Debt %: 0.06%
GF Value™: €20.60 vs. price of €12.31 (40.2% below fair value)
No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
58GF Score
Get the complete analysis for CHIX:GLJD
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:GLJD has been successfully added to your 
