Grenke AG (CHIX:GLJD) EV-to-OCF: -226.37 (As of Aug. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:GLJD Grenke AG CHIX:GLJD
69 GF Score
Price €12.31
GF Value €25.26
! 3 Warning Signs
View Full Analysis

What is Grenke AG EV-to-OCF?

Grenke AG CHIX:GLJD 69 EV-to-OCF is -226.37 as of Aug. 14, 2026. GuruFocus rates CHIX:GLJD with a GF Score™ of 69/100 and a GF Value™ of €25.26. The stock has 3 warning signs investors should review. Among 544 Credit Services companies, Grenke AG ranks better than 95.77% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Grenke AG's Enterprise Value is €4,694 Mil. Grenke AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €-21 Mil. Therefore, Grenke AG's EV-to-OCF for today is -226.37.

The historical rank and industry rank for Grenke AG's EV-to-OCF or its related term are showing as below:

CHIX:GLJd' s EV-to-OCF Range Over the Past 10 Years
Min: -412.74   Med: 10.28   Max: 378.45
Current: -227.35

During the past 13 years, the highest EV-to-OCF of Grenke AG was 378.45. The lowest was -412.74. And the median was 10.28.

CHIX:GLJd's EV-to-OCF is ranked better than
95.77% of 544 companies
in the Credit Services industry
Industry Median: -0.56 vs CHIX:GLJd: -227.35

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-14), Grenke AG's stock price is €12.31. Grenke AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.340. Therefore, Grenke AG's PE Ratio (TTM) for today is 9.19.


Grenke AG  (CHIX:GLJd) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Grenke AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=12.31/1.340
=9.19

Grenke AG's share price for today is €12.31.
Grenke AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.340.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Grenke AG EV-to-OCF Related Terms


Grenke AG EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Grenke AG's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grenke AG EV-to-OCF Chart

Grenke AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -58.99 -11.85 13.03 10.17 -22.96

Grenke AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.74 10.09 -11.49 -22.96 -228.76

CHIX:GLJD vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, Grenke AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grenke AG EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Grenke AG's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Grenke AG's EV-to-OCF falls into.


CHIX:GLJD
69GF Score
Grenke AG CHIX:GLJD
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grenke AG EV-to-OCF Calculation

Grenke AG's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=4693.633/-20.734
=-226.37

Grenke AG's current Enterprise Value is €4,694 Mil.
Grenke AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-21 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -226.37 mean?
Grenke AG (CHIX:GLJD) has a EV-to-OCF of -226.37 as of Aug. 14, 2026. According to the industry distribution chart, Grenke AG ranks #23 out of 544 companies in the Credit Services industry, placing it in the top 4.2%.
Is Grenke AG's EV-to-OCF too high?
Grenke AG's current EV-to-OCF is -226.37. Based on the distribution chart, Grenke AG ranks #23 out of 544 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Grenke AG has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #23 out of 544 companies for EV-to-OCF. This places Grenke AG in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Grenke AG's current EV-to-OCF is -226.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Grenke AG (CHIX:GLJD) has a current EV-to-OCF of -226.37. The stock's GF Value™ is €25.26, compared to a current price of €12.31 — trading 51.3% below its estimated fair value. The current EV-to-OCF is -226.37. Grenke AG's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current EV-to-OCF is -226.37 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grenke AG (CHIX:GLJD) Overvalued in 2026?

Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued. The current stock price of €12.31 is trading 51.3% below its estimated GF Value™ of €25.26.

Key valuation signals for CHIX:GLJD:

  • EV-to-OCF: -226.37
  • GF Value™: €25.26 vs. price of €12.31 (51.3% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grenke AG Business Description

Address Neuer Markt 2, Baden-Baden, DEU, 76532
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
69GF Score

Get the complete analysis for CHIX:GLJD

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.31
Price
€25.26
GF Value