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Grenke AGCHIX:GLJD 67 EV-to-EBIT is 38.45 as of Jul. 20, 2026, which is 0% above its 10-year median of 38.38. GuruFocus rates CHIX:GLJD with a GF Score™ of 67/100 and a GF Value™ of €20.28. The stock has 3 warning signs investors should review. Among 312 Credit Services companies, Grenke AG ranks worse than 70.83% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Grenke AG's Enterprise Value for the quarter that ended in Mar. 2026 was €4,926 Mil.
Grenke AG's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €123 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG EV-to-EBIT Related Terms
Grenke AG EV-to-EBIT Historical Data
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The historical data trend for Grenke AG's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Grenke AG's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Grenke AG's EV-to-EBIT falls into.
Grenke AG's current Enterprise Value is €4,720 Mil.
Grenke AG's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €123 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG (CHIX:GLJD) has a EV-to-EBIT of 38.45 as of Jul. 20, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Grenke AG and its competitors. This is near median its historical median of 38.38. Over the past decade, Grenke AG's EV-to-EBIT has ranged from 2.13 to 54.45. According to the industry distribution chart, Grenke AG ranks #221 out of 312 companies in the Credit Services industry, placing it in the top 70.8%.
Is Grenke AG's EV-to-EBIT too high?
Grenke AG's current EV-to-EBIT of 38.45 is near median its 10-year median of 38.38. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 54.45. The Credit Services industry median EV-to-EBIT is 23.66. Grenke AG's value of 38.45 is 62.5% above this industry median. Based on the distribution chart, Grenke AG ranks #221 out of 312 companies in the Credit Services industry, which is below the industry midpoint. Overall, Grenke AG has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #221 out of 312 companies for EV-to-EBIT. This places Grenke AG in the lower half of its industry. The industry median EV-to-EBIT is 23.66. Grenke AG's value of 38.45 is 62.5% above this benchmark. Historically, Grenke AG's own EV-to-EBIT has ranged from 2.13 to 54.45 over the past decade. While the company's 10-year median is 38.38 vs. the industry median of 23.66, Grenke AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 23.66, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current EV-to-EBIT of 38.45 is 62.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Grenke AG and its competitors. For the Credit Services industry, the median EV-to-EBIT is 23.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current EV-to-EBIT is 38.45, which is near median its own 10-year median of 38.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Grenke AG (CHIX:GLJD) has a current EV-to-EBIT of 38.45. The stock's GF Value™ is €20.28, compared to a current price of €12.31 — trading 39.3% below its estimated fair value. The current EV-to-EBIT is 38.45, which is near median its 10-year median of 38.38 and 62.5% above the Credit Services industry median of 23.66. Grenke AG's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current EV-to-EBIT is 38.45 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (CHIX:GLJD) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €12.31 is trading 39.3% below its estimated GF Value™ of €20.28.
Key valuation signals for CHIX:GLJD:
EV-to-EBIT: 38.45 (near median its 10-year median of 38.38)
GF Value™: €20.28 vs. price of €12.31 (39.3% below fair value)
Industry Position: 62.5% above the Credit Services median (#221 of 312)
No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
67GF Score
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