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Grenke AGCHIX:GLJD 67 Equity-to-Asset is 0.14 as of Mar. 2026, which is 18% below its 10-year median of 0.17. GuruFocus rates CHIX:GLJD with a GF Score™ of 67/100 and a GF Value™ of €20.36. The stock has 3 warning signs investors should review. Among 548 Credit Services companies, Grenke AG ranks worse than 81.93% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Grenke AG's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €1,353 Mil. Grenke AG's Total Assets for the quarter that ended in Mar. 2026 was €9,364 Mil.
Therefore, Grenke AG's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.14.
The historical rank and industry rank for Grenke AG's Equity-to-Asset or its related term are showing as below:
CHIX:GLJd'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.17 Max: 0.21
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of Grenke AG was 0.21. The lowest was 0.14. And the median was 0.17.
CHIX:GLJd's Equity-to-Asset is ranked worse than 81.93% of 548
companies
in the Credit Services industry
Industry Median: 0.4
vs CHIX:GLJd: 0.14
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Grenke AG Equity-to-Asset Related Terms
Grenke AG Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Grenke AG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:GLJD vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Grenke AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Grenke AG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Grenke AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG (CHIX:GLJD) has a Equity-to-Asset of 0.14 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Grenke AG and its competitors. This is 18% below median its historical median of 0.17. Over the past decade, Grenke AG's Equity-to-Asset has ranged from 0.14 to 0.21. According to the industry distribution chart, Grenke AG ranks #449 out of 548 companies in the Credit Services industry, placing it in the top 81.9%.
Is Grenke AG's Equity-to-Asset too high?
Grenke AG's current Equity-to-Asset of 0.14 is 18% below median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.21. The Credit Services industry median Equity-to-Asset is 0.40. Grenke AG's value of 0.14 is 65% below this industry median. Based on the distribution chart, Grenke AG ranks #449 out of 548 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Grenke AG has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #449 out of 548 companies for Equity-to-Asset. This places Grenke AG in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Grenke AG's value of 0.14 is 65% below this benchmark. Historically, Grenke AG's own Equity-to-Asset has ranged from 0.14 to 0.21 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.40, Grenke AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current Equity-to-Asset of 0.14 is 65% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Grenke AG and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current Equity-to-Asset is 0.14, which is 18% below median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Grenke AG (CHIX:GLJD) has a current Equity-to-Asset of 0.14. The stock's GF Value™ is €20.36, compared to a current price of €12.31 — trading 39.5% below its estimated fair value. The current Equity-to-Asset is 0.14, which is 18% below median its 10-year median of 0.17 and 65% below the Credit Services industry median of 0.40. Grenke AG's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Grenke AG (CHIX:GLJD), the current Equity-to-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (CHIX:GLJD) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of €12.31 is trading 39.5% below its estimated GF Value™ of €20.36.
Key valuation signals for CHIX:GLJD:
Equity-to-Asset: 0.14 (18% below median its 10-year median of 0.17)
GF Value™: €20.36 vs. price of €12.31 (39.5% below fair value)
Industry Position: 65% below the Credit Services median (#449 of 548)
No single metric tells the full story. See the CHIX:GLJD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
67GF Score
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