PT BFI Finance Indonesia Tbk (FRA:PR2) 3-Year Share Buyback Ratio: 0.40% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:PR2 PT BFI Finance Indonesia Tbk FRA:PR2
85 GF Score
Price €0.06
GF Value €0.04
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is PT BFI Finance Indonesia Tbk 3-Year Share Buyback Ratio?

PT BFI Finance Indonesia Tbk FRA:PR2 +51.80% 85 3-Year Share Buyback Ratio is 0.40 as of Jun. 2026. GuruFocus rates FRA:PR2 with a GF Score™ of 85/100 and a GF Value™ of €0.04 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 282 Credit Services companies, PT BFI Finance Indonesia Tbk ranks better than 78.37% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. PT BFI Finance Indonesia Tbk's current 3-Year Share Buyback Ratio was 0.40%.

The historical rank and industry rank for PT BFI Finance Indonesia Tbk's 3-Year Share Buyback Ratio or its related term are showing as below:

FRA:PR2' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -0.9   Med: 0   Max: 1.5
Current: 0.4

During the past 13 years, PT BFI Finance Indonesia Tbk's highest 3-Year Share Buyback Ratio was 1.50%. The lowest was -0.90%. And the median was 0.00%.

FRA:PR2's 3-Year Share Buyback Ratio is ranked better than
78.37% of 282 companies
in the Credit Services industry
Industry Median: -3.15 vs FRA:PR2: 0.40

PT BFI Finance Indonesia Tbk (FRA:PR2) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


PT BFI Finance Indonesia Tbk 3-Year Share Buyback Ratio Related Terms


FRA:PR2 vs V, MA, AXP: 3-Year Share Buyback Ratio Comparison

For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT BFI Finance Indonesia Tbk 3-Year Share Buyback Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where PT BFI Finance Indonesia Tbk's 3-Year Share Buyback Ratio falls into.


FRA:PR2
85GF Score
PT BFI Finance Indonesia Tbk FRA:PR2
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT BFI Finance Indonesia Tbk 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.40 mean?
PT BFI Finance Indonesia Tbk (FRA:PR2) has a 3-Year Share Buyback Ratio of 0.40 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for PT BFI Finance Indonesia Tbk and its competitors. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #61 out of 282 companies in the Credit Services industry, placing it in the top 21.6%.
Is PT BFI Finance Indonesia Tbk's 3-Year Share Buyback Ratio too high?
PT BFI Finance Indonesia Tbk's current 3-Year Share Buyback Ratio is 0.40. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #61 out of 282 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's 3-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #61 out of 282 companies for 3-Year Share Buyback Ratio. This places PT BFI Finance Indonesia Tbk in the top 22% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for PT BFI Finance Indonesia Tbk and its competitors. PT BFI Finance Indonesia Tbk's current 3-Year Share Buyback Ratio is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk (FRA:PR2) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.06 — trading 47.3% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.40. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (FRA:PR2), the current 3-Year Share Buyback Ratio is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT BFI Finance Indonesia Tbk (FRA:PR2) Overvalued in 2026?

Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be overvalued. The current stock price of €0.06 is trading 47.3% above its estimated GF Value™ of €0.04. GuruFocus considers PT BFI Finance Indonesia Tbk to be Significantly Overvalued.

Key valuation signals for FRA:PR2:

  • 3-Year Share Buyback Ratio: 0.40
  • GF Value™: €0.04 vs. price of €0.06 (47.3% above fair value)
  • GF Score™: 85/100 with 7 warning signs

No single metric tells the full story. See the FRA:PR2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT BFI Finance Indonesia Tbk Business Description

Other Exchanges BFIN:Indonesia
Address Jalan Kapten Soebijanto Djojohadikusumo, BFI Tower, Sunburst CBD Lot 1.2, BSD City, South Tangerang, Tangerang, IDN, 15322
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score

Get the complete analysis for FRA:PR2

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.06
Price
€0.04
GF Value