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PT BFI Finance Indonesia TbkFRA:PR2 +51.80%85 EV-to-OCF is 9.69 as of Aug. 09, 2026, which is 60% above its 10-year median of 6.07. GuruFocus rates FRA:PR2 with a GF Score™ of 85/100 and a GF Value™ of €0.04 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 545 Credit Services companies, PT BFI Finance Indonesia Tbk ranks worse than 71.56% on this metric.
The historical rank and industry rank for PT BFI Finance Indonesia Tbk's EV-to-OCF or its related term are showing as below:
FRA:PR2'
s EV-to-OCF Range Over the Past 10 Years
Min: -59.09 Med: 6.07 Max: 107.08
Current: 10.06
During the past 13 years, the highest EV-to-OCF of PT BFI Finance Indonesia Tbk was 107.08. The lowest was -59.09. And the median was 6.07.
FRA:PR2's EV-to-OCF is ranked worse than 71.56% of 545
companies
in the Credit Services industry
Industry Median: -0.88
vs FRA:PR2: 10.06
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT BFI Finance Indonesia Tbk (FRA:PR2) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT BFI Finance Indonesia Tbk's PE Ratio (TTM) for today is calculated as:
PT BFI Finance Indonesia Tbk's share price for today is €0.0589.
PT BFI Finance Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.005.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT BFI Finance Indonesia Tbk EV-to-OCF Related Terms
PT BFI Finance Indonesia Tbk EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT BFI Finance Indonesia Tbk EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where PT BFI Finance Indonesia Tbk's EV-to-OCF falls into.
PT BFI Finance Indonesia Tbk's current Enterprise Value is €1,205.8 Mil.
PT BFI Finance Indonesia Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €124.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT BFI Finance Indonesia Tbk (FRA:PR2) has a EV-to-OCF of 9.69 as of Aug. 09, 2026. This is 60% above median its historical median of 6.07. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #390 out of 545 companies in the Credit Services industry, placing it in the top 71.6%.
Is PT BFI Finance Indonesia Tbk's EV-to-OCF too high?
PT BFI Finance Indonesia Tbk's current EV-to-OCF of 9.69 is 60% above median its 10-year median of 6.07. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #390 out of 545 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #390 out of 545 companies for EV-to-OCF. This places PT BFI Finance Indonesia Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. PT BFI Finance Indonesia Tbk's current EV-to-OCF is 9.69, which is 60% above median its own 10-year median of 6.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk (FRA:PR2) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.04, compared to a current price of €0.06 — trading 47.3% above its estimated fair value. The current EV-to-OCF is 9.69, which is 60% above median its 10-year median of 6.07. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (FRA:PR2), the current EV-to-OCF is 9.69 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT BFI Finance Indonesia Tbk (FRA:PR2) Overvalued in 2026?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be overvalued.
The current stock price of €0.06 is trading 47.3% above its estimated GF Value™ of €0.04.
GuruFocus considers PT BFI Finance Indonesia Tbk to be Significantly Overvalued.
Key valuation signals for FRA:PR2:
EV-to-OCF: 9.69 (60% above median its 10-year median of 6.07)
GF Value™: €0.04 vs. price of €0.06 (47.3% above fair value)
No single metric tells the full story. See the FRA:PR2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score
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