Dar Credit & Capital (NSE:DCCL) LT-Debt-to-Total-Asset: 0.30 (As of Mar. 2026)


NSE:DCCL Dar Credit & Capital Ltd NSE:DCCL
12 GF Score
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What is Dar Credit & Capital LT-Debt-to-Total-Asset?

Dar Credit & Capital NSE:DCCL +5.48% 12 LT-Debt-to-Total-Asset is 0.30 as of Mar. 2026. GuruFocus rates NSE:DCCL with a GF Score™ of 12/100. The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Dar Credit & Capital's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.30.

Dar Credit & Capital's long-term debt to total assets ratio increased from Mar. 2025 (0.00) to Mar. 2026 (0.30). It may suggest that Dar Credit & Capital is progressively becoming more dependent on debt to grow their business.

Dar Credit & Capital  (NSE:DCCL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Dar Credit & Capital LT-Debt-to-Total-Asset Related Terms

Dar Credit & Capital LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Dar Credit & Capital's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dar Credit & Capital LT-Debt-to-Total-Asset Chart

Dar Credit & Capital Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
0.28 0.38 0.26 0.00 0.30

Dar Credit & Capital Quarterly Data
Mar22 Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 0.22 0.26 0.26 0.30
NSE:DCCL
12GF Score
Dar Credit & Capital Ltd NSE:DCCL
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Dar Credit & Capital LT-Debt-to-Total-Asset Calculation

Dar Credit & Capital's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=879.695/2944.69
=0.30

Dar Credit & Capital's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=879.695/2944.69
=0.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.30 mean?
Dar Credit & Capital (NSE:DCCL) has a LT-Debt-to-Total-Asset of 0.30 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Dar Credit & Capital and its competitors.
Is Dar Credit & Capital's LT-Debt-to-Total-Asset too high?
Dar Credit & Capital's current LT-Debt-to-Total-Asset is 0.30. Overall, Dar Credit & Capital has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's LT-Debt-to-Total-Asset compare to V and MA?
Dar Credit & Capital's LT-Debt-to-Total-Asset of 0.30 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Dar Credit & Capital and its competitors. Dar Credit & Capital's current LT-Debt-to-Total-Asset is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current LT-Debt-to-Total-Asset of 0.30. The current LT-Debt-to-Total-Asset is 0.30. Dar Credit & Capital's overall GF Score™ is 12/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current LT-Debt-to-Total-Asset is 0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dar Credit & Capital Business Description

Address 206, Acharya Jagdish Chandra Bose Road, Business Tower, 6th Floor, Unit No. 6B, Kolkata, WB, IND, 700017
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
12GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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