Dar Credit & Capital (NSE:DCCL) EBIT: ₹155.1 Mil (TTM As of Mar. 2026)


NSE:DCCL Dar Credit & Capital Ltd NSE:DCCL
12 GF Score
Price ₹36.00
! 1 Warning Sign
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What is Dar Credit & Capital EBIT?

Dar Credit & Capital NSE:DCCL -5.26% 12 EBIT is ₹155.1 Mil as of Mar. 2026. GuruFocus rates NSE:DCCL with a GF Score™ of 12/100. The stock has 1 warning sign investors should review.

Dar Credit & Capital's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹66.9 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹155.1 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Dar Credit & Capital's annualized ROC % for the quarter that ended in Mar. 2026 was 5.35%. Dar Credit & Capital's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 326.16%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Dar Credit & Capital's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 7.62%.

Dar Credit & Capital  (NSE:DCCL) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Dar Credit & Capital's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=179.276 * ( 1 - 26.75% )/( (2302.623 + 2610)/ 2 )
=131.31967/2456.3115
=5.35 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2645.736 - 0.304 - ( 342.809 - max(0, 959.349 - 1613.299+342.809))
=2302.623

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2944.69 - 13.388 - ( 321.302 - max(0, 1024.311 - 1869.457+321.302))
=2610

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Dar Credit & Capital's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=267.632/( ( (74.07 + max(16.743, 0)) + (73.3 + max(-0.23399999999989, 0)) )/ 2 )
=267.632/( ( 90.813 + 73.3 )/ 2 )
=267.632/82.0565
=326.16 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 59.334) - (0.304 + 0 + 42.287)
=16.743

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 59.126) - (13.388 + 0 + 45.972)
=-0.23399999999989

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Dar Credit & Capital's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=155.144/2037.280
=7.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dar Credit & Capital EBIT Related Terms

Dar Credit & Capital EBIT Historical Data

* Premium members only.

The historical data trend for Dar Credit & Capital's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dar Credit & Capital EBIT Chart

Dar Credit & Capital Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
49.46 55.84 69.11 101.66 151.82

Dar Credit & Capital Quarterly Data
Mar22 Mar23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 45.12 27.91 27.33 33.00 66.91

NSE:DCCL vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Dar Credit & Capital's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Dar Credit & Capital EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dar Credit & Capital's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Dar Credit & Capital's EV-to-EBIT falls into.


NSE:DCCL
12GF Score
Dar Credit & Capital Ltd NSE:DCCL
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Dar Credit & Capital EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹155.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹155.1 Mil mean?
Dar Credit & Capital (NSE:DCCL) has a EBIT of ₹155.1 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Dar Credit & Capital.
Is Dar Credit & Capital's EBIT too high?
Dar Credit & Capital's current EBIT is ₹155.1 Mil. Overall, Dar Credit & Capital has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Dar Credit & Capital's EBIT compare to V and MA?
Dar Credit & Capital's EBIT of ₹155.1 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Dar Credit & Capital. Dar Credit & Capital's current EBIT is ₹155.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dar Credit & Capital stock overvalued right now?
Dar Credit & Capital (NSE:DCCL) has a current EBIT of ₹155.1 Mil. The current EBIT is ₹155.1 Mil. Dar Credit & Capital's overall GF Score™ is 12/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Dar Credit & Capital (NSE:DCCL), the current EBIT is ₹155.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Dar Credit & Capital Business Description

Address 206, Acharya Jagdish Chandra Bose Road, Business Tower, 6th Floor, Unit No. 6B, Kolkata, WB, IND, 700017
Dar Credit & Capital Ltd is a non-banking finance company offering three primary types of financial products: Personal Loans, Unsecured MSME Loans, and Secured MSME Loans. The company offers credit solutions to low-income individuals, especially those in class-four employment roles like cleaners and peons in municipalities. Additionally, it extends credit to small-scale shopkeepers and vendors, strongly focusing on empowering women entrepreneurs.
12GF Score

Get the complete analysis for NSE:DCCL

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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